银行英语作文

㈠ 英语：各种银行的英文形式以及简写

1、中国民生银行:China Minsheng Banking(CMBC)

2、招商银行:China Merchants Bank(CMB)

3、浦发银行:Shanghai Pudong Development Bank(SPDB)

4、中信银回行:China Citic Bank(ECITIC)

5、兴业银行:Instrial Bank(CIB)

6、广发银行:China Guangfa Bank(CGB)

7、华夏银行:Huaxia Bank(HXB)

8、中国光大银答行:China Everbright Bank(CEB)

9、平安银行:PingAn Bank (PAB)

10、中国工商银行:Instrial and Commercial Bank of China(ICBC)

11、中国建设银行:China Construction Bank(CCB)

12、中国农业银行:Agricultural Bank of China(ABC)

13、中国银行:Bank of China(BOC)

14、交通银行:Bank of Communications (BOCOM)

㈡ 银行英文。银行的英文

银行
yín háng
bank:
储蓄银行 savings bank
发行银行 bank of issue
国家银行 national bank
汇兑银行 exchange bank
工商银行 the Instrial and Commercial Bank
农业银行 the Agricultural Bank
交通银行 the Bank of Communications
商业银行 commercial bank
贴现银行 discount bank
外汇指定银行 authorized bank
中国人民银行 People's Bank of China
中国银行 Bank of China
经营银行 manage a bank
专业银行 specialized bank
世界银行 the World Bank
抢劫银行 plunder the bank
从银行取钱 draw money from the bank
向银行贷款 borrow from a bank
把一大笔钱存入银行 lodge (deposit) a large sum of money in a bank
银行兑了他的支票。 The bank cashed his cheque.
这些没有进取精神的人把钱都闲置在银行里。 These unenterprising people have money lying idle in a bank.

㈢ 中国各大银行的英文名称

中国各大银行的英文名称和介绍：

1、中国银行（BANK OF CHINA）

中国银行（BANK OF CHINA，简称BOC，中行）经孙中山先生批准，于1912年2月5日正式成立。总行位于北京复兴门内大街1号，是中央管理的大型国有银行， 国家副部级单位。

2、交通银行（Bank of Communications）

交通银行（Bank of Communications，简称BCM，交行）始建于1908年，是中国历史最悠久的银行之一，也是近代中国的发钞行之一。1987年4月1日，重新组建后的交通银行正式对外营业，成为中国第一家全国性的国有股份制商业银行，总行设在上海。

3、中国建设银行（China Construction Bank）

中国建设银行（China Construction Bank，简称CCB，建行）成立于1954年10月1日。总行位于北京金融大街25号， 是中央管理的大型国有银行，国家副部级单位。

4、中国工商银行（INDUSTRIAL AND COMMERCIAL BANK OF CHINA）

中国工商银行（INDUSTRIAL AND COMMERCIAL BANK OF CHINA，简称ICBC ，工行）成立于1984年1月1日。 总行位于北京复兴门内大街55号，是中央管理的大型国有银行，国家副部级单位。

5、上海浦东发展银行（Shanghai Pudong Development Bank）

上海浦东发展银行（Shanghai Pudong Development Bank）是1992年8月28日经中国人民银行批准设立、1993年1月9日开业、1999年在上海证券交易所挂牌上市（股票交易代码：600000）的全国性股份制商业银行，总行设在上海。

6、中国邮政储蓄银行（Postal Savings Bank of China）

中国邮政储蓄银行（Postal Savings Bank of China，简称PSBC）于2007年3月20日正式挂牌成立，是中国第五大银行， 是在改革邮政储蓄管理体制的基础上组建的国有商业银行。

7、中国农业银行（AGRICULTURAL BANK OF CHINA）

中国农业银行（AGRICULTURAL BANK OF CHINA，简称ABC）成立于1951年。总行位于北京建国门内大街69号，是中央管理的大型国有银行，也是中国四大银行之一。

8、中国人民银行（The People's Bank Of China）

中国人民银行（The People's Bank Of China，英文简称PBOC），简称央行，是中华人民共和国的中央银行，中华人民共和国国务院组成部门。在国务院领导下，制定和执行货币政策，防范和化解金融风险，维护金融稳定。

㈣ 中国各大银行的英文名

中国来建设银行(China
Construction
Bank)
中国农业银行(Agricultural
Bank
of
China)
中国银自行(Bank
of
China)
中国人民银行(People’s
Bank
of
China)
中国工商银行(Instrial
And
Commerclal
Bank
Of
China)
中国交通银行（Bank
Of
Communications）
对一楼的补充及修改。
祝你成功！！！

㈤ 国内各银行的英文缩写

工商银行
ICBC:
Instrial
and
Commercial
Bank
of
China
中国银行
BOC:
Bank
of
China
建设银行
CCB:
China
Construction
Bank
农业银行
ABOC:
Agriculture
Bank
of
China
交通银行
BOCM:
Bank
of
Communication
招商银专行
CMB:
China
Merchant
Bank
民生银行
CMBC:
China
Minsheng
Banking
Group,.Ltd
光大属银行
CEB:
China
Everbright
Bank
华夏银行
Huaxia
Bank
中信银行
China
Citic
Bank
广东发展银行
Guangdong
Development
Bank
深圳发展银行
Shenzhen
Development
Bank
上海浦东发展银行
SPDB:
Shanghai
Pudong
Development
Bank
兴业银行
CIB:
China
Instrial
Bank
Co.,
Ltd.

㈥ 形容银行的好处的英文

回答和翻译如下：
形容银行的好处。
Describe the benefits of banks.

㈦ 英文作文关于银行实习的五十字

转眼已经实习一个月了，曾经怀念睡觉睡到自然醒的生活。但是现在农行紧张有序的实习生活让我一改从前自由散漫的作风，自觉融入到这个优良的工作环境中去。生活节奏变得规律，每天准时上下班，上学时候的散漫、轻松的日子一去不复返。
我是在北京西路的新街口支行实习,报到的第一天,有点紧张，也有点激动，我受到了顾行长的热情接待,他与我进行了一番意味深长的谈话.从他的话语和笑容中我能感觉到这个和谐而又热情的团队。随后行长安排我对公服务的岗位。
在师傅和领导的关心和支持下，我各方面进步都很快，对银行工作也有了一个全新的认识。在银行工作首先要抱着“认认真真工作，堂堂正正做人”的原则，在实习岗位上勤勤恳恳，尽职尽责。上班期间要认真准时地完成自己的工作任务，不能草率敷衍了事.
一颗浮躁的心归于平静，但不缺乏激情。从学校走入社会的我有一颗不安静的心，而从事工作后，我最大的体会就是个人的发展和能力的进步不仅需要高超的技能，更需要对工作的忠诚和以工作为中心的职业精神，即做事能沉得下心。这主要体现在日常工作的许多小事上，从细节处入手。在金融市场激烈竞争的今天，除了要加强自己的理论素质和专业水平外，更应该加强自己的业务技能水平，这样我们以后才能在工作中得心应手，更好的为广大客户提供方便、快捷、准确的服务。
同时，我也领悟到学生和社会工作者的区别。工作说不辛苦那是假的，参加工作后让我进一步领悟到生活中的本质东西，即你要成功，你想得到你所希望的状态，首先你必须付出12分的努力。实习以后，我才真正体会父母挣钱的来之不易，而且开始有意识地培养自己的理财能力。“在大学里学的不仅是知识，更是一种叫做自学的能力”。参加实习后才能深刻体会这句话的含义。除了英语和计算机操作外，课本上学的理论知识用到的很少。在这个信息爆炸的时代，知识更新太快，靠原有的一点知识肯定是不行的。我要在以后的工作中勤于动手慢慢琢磨，不断学习不断积累。遇到不懂的地方，虚心请教他人，并做好笔记认真的去理解分析。没有自学能力的人迟早要被社会所淘汰！
这次实习，除了让我对农业银行的基本业务有了一定了解，并且能进行基本操作外，我觉得自己在其他方面的收获也是挺大的。作为一名一直生活在单纯的大学校园的我，这次的实习无疑成为了我踏入社会前的一个平台，为我今后踏入社会奠定了基础。
我觉得工作后每个人都必须要坚守自己的职业道德和努力提高自己的职业素养，正所谓做一行就要懂一行的行规。在这一点上我从师傅那里深有体会。比如，有的业务办理需要身份证件，虽然客户可能是自己认识的人，他们也会要求对方出示证件，而当对方有所微词时，他们也总是耐心的解释为什么必须得这么做。现在银行已经类似于服务行业，所以职员的工作态度问题尤为重要.
从这次实习中，我体会到了实际的工作与书本上的知识是有一定距离的.。虽然这次实习的业务多集中于比较简单的前台对公会计业务，但是，这帮助我更深层次地理解银行会计的流程，核算程序提供了极大的帮助，使我在银行的基础业务方面有了一个比较全面的了解。尤其是会计分工，对于农业银行防范会计风险有着重要的意义，其起到了会计之间相互制约，互相监督的作用，也有利于减少错误的发生，避免错帐。俗话说，千里之行始于足下，这些最基本的业务往往是不能在书本上彻底理解的，所以基础的实务尤其显得重要.从这次实习中，我体会到，如果将我在大学里所学的知识与更多的实践结合在一起，用实践来检验真理，使一个本科生具备较强的处理基本实务的能力与比较系统的专业知识，这才是我学习与实习的真正目的。
我最欣赏把撒哈拉沙漠变成人们心中绿洲的三毛，也最欣赏她一句话：即使不成功，也不至于成为空白。成功女神并不垂青所有的人，但所有参与、尝试过的人，即使没有成功，他们的世界也不是一份平淡，不是一片空白。实习的工作是忙碌的，也是充实的。生活的空间,须借清理挪减而留出，心灵的空间，则经思考领悟而扩展。当我转身面向阳光时，我发现自己不再陷身在阴影里。我开始学着从看似机械重复的实习工作中寻找快乐，我快乐实习工作着，游刃有余。

㈧ 急求一篇与商业银行中间业务有关的英文文章，3000字左右！急，感激不尽

Intermediate business of commercial banks and the development of intermediate business of commercial banks in China with a comprehensive international comparison

The middle of a commercial banking business development activities because of
1.1 an inevitable choice for commercial banks
Intermediate business of commercial banks and the rapid development of the emergence of the underlying reasons are not only driven, but also the result of external factors. First of all, the international community to enter the countries have relaxed controls, the liberalization of banking and international trends, including greatly to the middle of the business, including the pace of financial innovation; Second, market competition has also promoted the development of intermediary business, traditional business of commercial banks not only faced competition in the same instry, and along with the development of capital market countries, greatly increased the proportion of direct financing, the traditional commercial banks assets, liabilities, business increasingly showing a "sunset instry" the decline, therefore, commercial banks were forced to carry out new business innovation to create a new source of profits; again, the middle of business innovation is the result of market demand, e to frequent fluctuations in interest rates and exchange rates, enterprises and commercial banks in which the uncertainty of economic environment, increasing the risk of which the effective management tools, in particular, a number of financial derivatives had a demand for the development of the banking intermediary business that is risk management in order to satisfy customers, as well as other diversified financial services; Finally, the banks have their own advantages, as well as 20 practical information technology since the 80's the development and extensive use of commercial banks for the development of intermediary business possible. February 1987 at Northwestern University in the United States held a deposit-taking institutions on asset securitization and the risk of development of intermediary business seminar, a scholar on the development of commercial banks in the middle of a large number of business reasons for concluding, that is, commercial banks the development of intermediary business and technology, control, interest rate risk, customer competition, factors such as capital adequacy ratio are closely related.
1.2 The significance of the development of intermediary business
(A) can be extended into a commercial bank intermediary function, to expand their business scale.
(B) commercial banks can spread business risks, and enhance the bank's ability to resist risks.
(C) can play a variety of business, "bundling" effect to enhance the competitiveness of the banks. Intermediate business of commercial banks between other business interaction and mutual influence, and the development of intermediary business for the banks not only bring direct profits, but also with other business, the second interaction of the market to enhance the competitiveness of banks.
Second, commercial banks in the development of intermediary business
2.1 The broader business scope, a wide variety.
Western countries of the middle-run commercial banks and a wide variety of procts to meet the diverse needs of customers, the commercial banks for the new business innovation. The scope of business covered by the middle of the traditional banking, trust services, investment banking, mutual funds and insurance business. They can engage in money market operations, but also can engage in discounting commercial paper and capital markets business.
Graally expand the business scale of 2.2, rising income levels.
From 1993 to 1996 among the U.S. banking business grew from 912 billion U.S. dollars to 12.188 trillion U.S. dollars, accounting for bank assets from 78% to 142.9%, of which the seven largest banks in the middle of the business lending per cent more than doubled and more. Living in the forefront of the U.S. banking instry, Citigroup, the Americas, such as the middle of the five major banking groups involved in the operational activities of the total assets of more than 2.2 trillion U.S. dollars has the same period, assets and liabilities that banks under the total assets of 780 billion U.S. dollars for the capital sum for the 45 billion U.S. dollars; intermediary business 3 years the average growth rate to 54.2%, much higher than the 9 percent average annual total assets and total capital at an average annual growth rate of 21.6 percent. ①
2.3 Middle-income structure of the business change.
Western commercial banks from 1980 to 1990 of 10 years, the total income of non-spread revenue rapid upward trend in both. The middle of foreign banks operating income generally accounts for 40% of total revenue -50%. Acceptance in the United States, Citibank, credit investigation, credit rating companies, assets evaluation business, personal financial advisor business, long-term foreign exchange trading, foreign exchange futures, foreign exchange options, and other intermediary business represented 80 percent brought their profits deposit and lending business profits accounted for only 20% of the total profits. ②
2.4 Service means of advanced and high technology.
Improvement in the level of science and technology for the development of intermediate business of commercial banks to provide a strong foundation for technical support and innovation, especially in recent years can be at any time and any place in any way to provide customers with personalized service network of banks, the emergence of Internet banking promoted the development of intermediary business. With the international advanced banking payment system on its strong business in the middle was a huge amount of service fee revenue.

Third, commercial banks Analysis of intermediate procts
3.1 Clearing-type intermediate procts
Clearing procts are usually divided into promissory notes, bills of exchange, the three types of checks. Settlement of funds between the time of the settlement act, for the customers, the main demand is to use the banking clearing system, security and timely transfer of funds. Settlement is therefore a means of clearing operations to ensure the successful completion of an important link. On the characteristics of the clearing business, its risk may come from three aspects: customer risk factors, risk factors of post and telecommunications sector and banking risk factors. For the banks, the first two banks of external risks, which is the bank's internal risk. ③
3.2 security type of intermediate procts
With the development of international trade, the Western commercial banks faster development of the security business, including standby letters of credit, guarantee the payment, performance bond, bid security, supervision, such as payment by the common varieties. Chinese and foreign commercial banks, the security business is proction of the intermediate business with commercial banks to carry out security operations is the use of banks to provide credit support, that one has to bear because of the risks associated with credit support.
Intermediate goods 3.3 Management
Mainly divided into the banking business, safe operations, Personal Financial Services. Since the last century is the era, as the world's financial system, instry structure, organizational structure, operational modalities and competition is undergoing a profound transformation. The changes in the traditional banking, securities, insurance, trust business increasingly blurred boundaries between the business, while seeking to promote and strengthen the commercial banking and financial activities of globalization and virtual organizations, the banks of the insurance instry to flourish here development. With the development of the world economy, personal financial services showing a huge space for development. And personal financial services customers of commercial banks is the core personal financial services in the commercial banks to the "financial services supermarket" the process of development, personal financial services of commercial banks at home and abroad has become the focal point of retail business one.
3.4 Advisory type of intermediate procts
Intermediary business consulting category refers to the transfer, sale information and provide intelligence services to the main contents of the intermediary business. Commercial banks on their own information, talent, credibility and other areas, the collection and presentation of information and information of these customers, as well as banks and financial analysis of campaign records to form a system of information and programs made available to customers, one to meet their management or business development needs. Include: credit, corporate credit rating, assets evaluation business and financial information; business and personal financial advisor business; business consultant business investment and financing, including financing and the international syndicated loan arrangement.
3.5 bank cards, online banking intermediate procts
Bank credit card is the issue of commercial banks to the community with consumer credit, debit settlement, access to cash in whole or in part, such as a credit payment function. Its fast development, many countries have become an important business, many banks and the major source of profit for variety. Internet banking is a banking service to provide customers with new tools, which the existing banking business, based on the use of Internet technology to provide customers with comprehensive, consent, security, real-time financial services. Internet banking is not only a banking innovation is the organizational structure of a bank穿心 the same time, the emergence of Internet banking so that the expansion of commercial banks to find new channels for the middle of the business.
Fourth, the middle of the latest developments in the direction of business
Securitization of credit assets 4.1
Securitization of credit assets refers to a group of poor liquidity through a portfolio of assets, so that this group of assets to generate stable and predictable cash flow proceeds through the intermediary of certain credit enhancement, the proceeds of these assets the right to change as flows in the financial markets, higher credit rating of bond-type securities. In essence, will be financing the securitization of future cash proceeds of the assets and the corresponding right to transfer the risk to investors, and the transfer of ownership of the assets may not be entirely. ④
4.2 fund business
A long time, China's commercial banks to develop intermediary business not as a main instry and the new profit growth point to run, but also our country's strict separation of management and other factors, so that the development of the banking sector has been greater restrictions. A direct consequence of these restrictions is that domestic commercial banks and weak financial innovation. Have been carried out in the middle of the retail business of the development of varieties, not to profit maximization as the goal, but as absorbing as a means of customer deposits, which resulted in business receipts in the middle of the contribution rate for banks with low profit situation. Commercial banks in China's current total income, the proportion of all interest income more than 90%. This revenue structure is to enable the assets of China's commercial banks profitability in the last century since the 90's has been in a continuous downward trend in one of the main reasons. Studies have shown that commercial banks in the U.S. the average asset profit rate of China's four state-owned commercial banks average of 12.86 times. This shows that the middle of my business cards, many types of projects though, but their purpose and profit with the situation in Western developed countries, significant differences between the modern commercial banking business and a lot of content has yet to enter our field of vision. ⑥
8, China's commercial banks lag in the middle of the reasons for business development
8.1 on the traditional state-owned commercial businesses, as well as the long-term monopoly control of the central bank's interest rates led directly to commercial banks to create a modern inadequate.
From abroad, the development of banking business, the increasingly intensified competition in the market forces and customers is to continuously strengthen the bank to speed up the expansion of the main reasons for non-margin business. China's banking instry from the historical path of development, the historical factors strangle a certain extent, the domestic commercial banks to expand their business and the autonomy of consciousness. "Unification" of thinking, as well as the banking system more rigid domestic commercial banks used to make the government's command, the lack of response to the economic situation to customers and the market as guide, based on the formulation and implementation of their own advantages for their own development strategies of motivation and ability.
8.2 the development of intermediate business of commercial banks led to a substantial risk of financial regulation will make the existing system is facing tremendous pressure.
The financial sector at the policy orientation of business limits the room for the development of intermediary business. Most of the middle of the business belonging to banks and non-bank financial institutions operating in the field of cross-cutting, so inrong the state's macroeconomic management policies of banks, non-bank financial institutions, the limited scope of business directly determines the intermediate business of commercial banks to open up space. I started in 1993 from a banking, securities, insurance, trust the strict separation of management, the banks can not create a cross-sectoral, comprehensive, multi-faceted business intermediate procts, it is difficult to raise the level of business and level of intensive
8.3 Bank charges among the business and the lack of standardization.
In the absence of corresponding fees and charges based mechanism, the intermediary business difficult and hard to charge fees, particularly the phenomenon of table. Charges not specifically reflected in the financial institutions among the business no express provision charges. Difficult to charge in fees and charges e to lack of enforcement mechanism, financial institutions are afraid of arbitrary collection of charges the suspect.
8.4 China's banking instry has developed the "marketing model" and the "marketing habit" has severely constrained the development of intermediary business.
From foreign banks to expand business model point of view, primarily by the consumer to facilitate this, fast, safe and customer service benefits, are a typical "proct marketing." As for the domestic banking instry, the proct quality and price are often relegated to a secondary position, "relationship marketing" has become the domestic banking instry to explore the middle of the main mode of business. At present, commercial banks remain the main customer base to large and medium-sized state-owned enterprises, state-owned enterprises and property rights Fuzzy principal - agent problem makes enterprise managers pay more attention to the pursuit of personal interests, at this time the relationship between banks and their customers has become a successful proct whether or not the key. ⑦

Main References:
① Bank for International Settlements: "International Financial Market Development Report", published in 1999
② Ho five-star: "Financial Innovation in Development", Southwest University of Finance and Economics Press, 2000
③ Yang Ming-sheng: "Commercial Bank's Intermediary Business Procts practical manual." Beijing, China Financial Publishing House, 2002
④ Peter • Rose book, Liu Garden translation: "Commercial Bank Management", Beijing, Mechanical Instry Press, 2001
⑤ after lam-chun: "commercial banks intermediate innovative business risk prevention and control", containing "China's financial fortnightly" 2003
Zhang Guohai ⑥: "Commercial Bank's Intermediary Business Development Strategy in the International Comparison", in "Financial Research", 2003
⑦姚德良: "I have been the middle of the commercial business development implied by the low level of research", in "Finance and Trade Economy", 2004

㈨ 在银行常用的英文语句

银行柜台英语(原创)Bank Counter English1． 问答 DIALOGUEClerk: Hello, what can I do for you?（Yes?）职员：您好，请问您要办理什么业务？ Customer: Please tell me my balance.顾客：请帮我查询一下帐户余额。职员：您讲慢些好吗？ Clerk: please speak slowly. Clerk: Please write it down on the paper.职员：您用纸写下来好吗？ Clerk: Yes, sir（miss）,wait a moment please.职员：好的，先生（小姐），请稍等。 Clerk: Your balance at the bank is RMB 5,000.职员：您在本行的帐户余额是人民币5000元。 Customer: My magcard does not work, please take a look.顾客：我的银行磁卡出现故障了，能帮我看一下吗？ Clerk: No problem, the magcard is locked, show me your passport, I will help you out.职员：问题不大，您的银行磁卡被锁住了，请出示护照，输入密码就可以给您解开。 Clerk: The magcard need more magnetism, it is ok now.职员：您的银行磁卡需要加磁，现在加好了。 Customer: I want to close my account with you.顾客：我想结束在你们这儿的帐户。 Clerk: Please go to the number 6 counter.职员：请到6号柜台办理. Clerk: Please go to the open counter.职员：请到大厅开放式柜台办理。 Clerk: Please take a seat over there for a moment; our client manager will help you.职员：请先在大厅休息一下，马上会有客户经理来帮助您。 Customer: I would like to, thanks.顾客：好的,谢谢。 2． 存款 DEPOSITClerk: How much cash do you plan to deposit in your account?职员：您有多少钱要存入呢？ Customer: I want to deposit 300 yuan in my account.顾客：我想在我的户头上存300元。 Customer: Please tell me the procere for opening a savings account.顾客：请告诉我开个储蓄帐户需要什么手续。 Clerk: Please fill in the depositing form, the sum of money，your name, address and professional unit.职员：请填张存款单，写明数额、姓名，地址和工作单位。 Clerk: Please fill in your name, the number of the certificate and your telephone.职员：请写上您的姓名、证件号码和联系方式。 Clerk: Words and figures differ.职员：您填写的文字与数字不符。 Clerk: Signatures differ.职员：您的签名有误。 Clerk: keep your receipt please.职员：请收好单据. Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like.职员：这是您的存折，以后存取款时请带来。 Clerk: Keep the passbook (magcard) well and inform us whenever you lose it.职员：请保管好存折（银行卡），若遗失请告诉我们。 Customer: Thank you very much..顾客：非常感谢。 Clerk: Not at all.职员：不客气。 3． 取款 DRAW Clerk: yes?职员：您好. Customer: excuse me, Can you help me?顾客：对不起，能帮我个忙吗？ Clerk: it is my pleasure. Please tell me what I can do for you.职员：很高兴为您效劳，请告诉我能为您做什么。 Customer: I want to withdraw 8000RMB from my deposit account.顾客：我要从我的帐户支取8000元人民币。 Clerk: Sorry, no sufficient balance, the balance is 6000 RMB.职员：对不起，您户头中没有足够的余额，只有6000元。 Customer: I want to withdraw5000 RMB.顾客：取5000 RMB好了。 Customer: I want to draw 10，000-dollar and 30，000 RMB.顾客：我从卡上取1万美金和3万元人民币。 Clerk: Please show me your passport。职员：请出示护照。 Clerk: password please.职员：请输入密码。 Clerk: please sign your name.职员：请签名。 Clerk: please check carefully.职员：请清点一下现金. Customer: Thank you very much.顾客：非常感谢。 Clerk: Not at all.职员：不用谢。 4．兑换 EXCHANGE Customer: Can you change me some money, please?顾客：能否请你给我兑换一些钱？ Clerk: What kind of currency do you want to change?职员：要换哪种货币？ Customer: Please change some RMB from my U.S. dollars’ account.顾客：请帮我把帐户里的美圆兑换一些人民币。 Clerk: Please tell me how much you want to change.职员：请告诉我你要换多少。 Customer: Please change 3000 RMB.顾客：我想兑换出3000人民币。 Clerk: Take Cash or deposit in your card (passbook)?职员：请问您兑换后要取走人民币现金还是存入卡（折）里？ Customer: I'd like to take cash (deposit in the card<passbook>).顾客：我想取现金。（我存到卡<折子>里） Customer: What's the exchange rate today?顾客：今天的兑换率是多少？ Clerk: If you'll wait a moment, the rates of exchange is about 1:8.职员：请等一会儿，美圆和人民币的兑换率是1：8左右。 Customer: I'd like to break this 100 RMB. Could you give me some small notes?顾客：请把这张100人民币换开，给我一些小票好吗？ Clerk: How would you like it?职员：你要什么面额的？ Customer: Three 20s, some 10s and 5s , please.顾客：请给我3张20元和几张10元和5元的。 Customer: Thanks a lot.顾客：非常感谢。 Clerk: My pleasure.职员：不用谢。 5．收费 CHARGE Customer: Excuse me, I forget the password of my card.顾客：对不起，我忘记卡的密码了 Clerk: Report loss of the magcard please.职员：请办理挂失手续费。 Clerk: Do you remember the number of the magcard?职员：您的卡号是多少？ Clerk: Please pay 15 yuan, includes 5 yuan cost and 10 yuan handling charge.职员：请支付15元，包含换卡工本费5元，挂失手续费10元。 Customer: Do you charge for remit?顾客：汇款你们收手续费吗？ Clerk: Yes, we do, 1% of the sum, from 1 yuan to 50 yuan.职员：是的，我们收手续费，我们按照1%金额收取，最低1元，最高50元）。 Customer: I come for paying my telephone cost.顾客：我来交电话费。 Clerk: Show me the number of the telephone.职员：您的电话号码是多少？ Customer: I come for paying my gas cost.顾客：我要交煤气费。 Customer: I come for paying my electricity cost.顾客：我要交电费。 Clerk: Please show me your card。职员：请出示卡片。 支票结算 T: Hello! May I help you? 您好，您有事需要帮忙吗？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here? 噢，是这样的。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？ T: Of course. We'd be happy cash it for you. 当然， 我很乐意为您兑现。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅馆兑现， 但我朋友说银行的兑现率通常有点高。

㈩ 中国银行英文简介

Bank of China

Bank of China，or Bank of China Limited in full, is one of China’s four state-owned commercial banks. Its businesses cover commercial banking, investment banking and insurance. Members of the group include BOC Hong Kong, BOC International, BOCG Insurance and other financial institutions. The Bank provides a comprehensive range of high-quality financial services to indivial and corporate customers as well as financial institutions worldwide. In terms of tier one capital, it ranked 18th among the world’s top 1,000 banks by The Banker magazine in 2005.

The Bank is mainly engaged in commercial banking, including corporate and retail banking, treasury business and financial institutions banking. Corporate banking is built upon credit procts, to provide customers with personalized and innovative financial services as well as financing and financial solutions. Retail banking serves the financial needs of the Bank’s indivial customers, focusing on providing them with such services as savings deposit, consumer credit bankcard and wealth management business. Treasury business includes domestic and foreign-currency trading and investment, fund management, wealth management, value-secured debt business, domestic and overseas financing and other fund operation and management services. Financial institution banking refers to services offered to banks, securities brokerages, fund companies and insurance companies worldwide ranging from clearing, inter-bank lending to agent and custodian services. As a Chinese financial institution with a history of almost a hundred years, the Bank is well known for its continuous business innovations, introcing many brand new procts and services in the domestic banking instry, while paying regard to the need for prudence in its operations. It is widely recognized and commended by its peers and customers in international settlement, foreign exchange, trade finance, etc.

Over the past century, Bank of China played an important role in China’s financial history. It was established in 1912 pursuant to the approval of Mr. Sun Yatsen. In the following 37 years until the founding of the People’s Republic of China in 1949, the Bank served as the central bank, international exchange bank and specialized foreign trade bank successively. As the pillar of the country’s financial instry, Bank of China was committed to serving the public and developing the domestic financial sector. During these volatile years, the Bank strived to expand its presence in the market by prudent operation and aggressive reform, leading the market in many areas of its operations for a long period. Having branched out into overseas market, the Bank opened a brilliant chapter in China’s modern and contemporary banking history.

In 1949, Bank of China became the state-designated specialized foreign exchange bank and substantially contributed to development of foreign trade and the national economy. In 1994 and following the entrenchment of the reform of the financial sector, Bank of China was converted into a wholly state-owned commercial bank. Together with the other three wholly state-owned commercial banks, it constituted pillars of the country’s financial instry.

In 2003, it was named by the State Council as one of the pilot banks for joint-stock reform of wholly state-owned commercial banks. In order to develop itself into an internationally competitive modern joint-stock commercial bank with abundant capital, strict internal control, secure operations, and sound service and performance, Bank of China further improved corporate governance mechanism, strengthened risk management and internal control, integrated management processes and business processes, promoted human resource management reform, accelerated proct and service innovation, and steadily pushed ahead joint-stock reform. On August 26, 2004, Bank of China Limited was formally incorporated in Beijing as a state-controlled joint stock commercial bank, turning a new chapter in its history and signaling a huge step forward in becoming a modern joint stock commercial bank with good corporate governance practices.

Bank of China is the most internationalized commercial bank in China. BOC London Branch, the first overseas branch of the Chinese banks, was established in 1929. From then on, the Bank successively opened branches in global financial centers, and has built up its network in 27 countries and regions. Currently, it had over 10000 domestic operations and over 600 overseas operations. In 1994 and 1995, Bank of China became the note issuing bank in Hong Kong and Macao respectively. It was the first among Chinese banks to recruit international experts and to introce modern business management concepts into its operations with a view to become a premiere international bank.

On July 14, 2004, Bank of China became the sole banking partner of Beijing 2008 Olympic Games. The Bank will offer efficient and quality financial services to domestic and foreign customers. It will promote the Olympic spirits and contribute to the success of this magnificent sports event, thereby improving its corporate image and its value to the community.

Bank of China has received wide recognition from its peers, customers and authoritative media for the credit and performance it achieved in past years. It has been awarded “Best Bank in China” and “Best Domestic Bank in China” by Euromoney for eight times; it has been included in the Fortune Global 500 for 16 consecutive years; in addition, it was awarded “Best Domestic Bank in China” by The Asset, awarded “Best Trade Finance Bank in China” and “Best Foreign Exchange Bank in China” by Global Finance, and awarded “the Top 10 Proct Service Enterprises in China” by Far Eastern Economic Review; since BOC Hong Kong was restructured and listed in the Hong Kong stock market, it has been the winner of many significant awards, including “Best IPO Investor Relation Award” issued by the Investor Relations Magazine and “ Best Transactions” and “Best Privatization Award” issued by Asian Finance.

In the past century, Bank of China was deeply relied on by customers thanks to its sound operation, strong capacity, advanced procts and rich experience. It has built up a splendid brand and established a long-term stable cooperative relationship with its customers. Being customer-centered and market-oriented, Bank of China will improve corporate governance in pursuit of sound benefits, and develop into a leading international bank. Depending on strong capacity, worldwide network, advanced procts and rich experience, it is dedicated to offering customers with a full range of high-quality banking services.

中国银行概述

中国银行，全称中国银行股份有限公司，是中国大型国有控股商业银行之一。中国银行的业务范围涵盖商业银行、投资银行和保险领域，旗下有中银香港、中银国际、中银保险等控股金融机构，在全球范围内为个人和公司客户提供全面和优质的金融服务。按核心资本计算，2008年中国银行在英国《银行家》杂志“世界1000家大银行”排名中列第10位。

中国银行主营传统商业银行业务，包括公司金融业务、个人金融业务和金融市场业务。公司金融业务基于银行的核心信贷产品，为客户提供个性化、创新的金融服务。个人金融业务主要针对个人客户的金融需求，提供基于银行卡之上的系统服务。金融市场业务主要是为全球其他银行、证券公司和保险公司提供国际汇兑、资金清算、同业拆借和托管等全面服务。

中国银行全资附属投资银行机构——中银国际控股有限公司（下称“中银国际”）是中国银行开展投资银行业务的运行平台。中银国际在中国内地、香港及纽约、伦敦、新加坡设有分支机构，拥有高水准的专业人才队伍、强大的机构销售和零售网络。中银国际全球性的管理运作，可为海内外客户提供包括企业融资、收购兼并、财务顾问、定息收益、证券销售、投资研究、直接投资、资产管理等在内的全方位投资银行服务。

中国银行通过全资子公司中银集团保险有限公司及其附属和联营公司经营保险业务。其中，在香港拥有中银集团保险有限公司及其六家分公司、中银集团人寿保险有限公司、东亮保险专业有限公司和堡宜投资有限公司，在内地拥有中银保险有限公司，澳门地区有联丰亨保险有限公司。成立于1992年7月的中银集团保险有限公司在香港保险市场经营一般保险业务，业务品种齐全繁多，业务量多年位居当地同业前列。

中国银行是中国国际化程度最高的商业银行。1929年，中国银行在伦敦设立了中国金融业第一家海外分行。此后，中国银行在世界各大金融中心相继开设分支机构。目前，中国银行拥有遍布全球29个国家和地区的机构网络，其中境内机构超过10,000家，境外机构600多家。1994年和1995年，中国银行先后成为香港、澳门的发钞银行。

中国银行所属的中国银行（香港）有限公司（简称“中国银行（香港）”或“中银香港”），于2001年10月1日正式成立，是一家在香港注册的持牌银行。中国银行（香港）合并了原中银集团香港十二行中十家银行的业务，并同时持有香港注册的南洋商业银行、集友银行和中银信用卡（国际）有限公司的股份权益，使之成为中银香港的附属机构。中银香港是香港地区三家发钞银行之一，也是香港银行公会轮任主席银行之一。重组后的中银香港于2002年7月在香港挂牌上市。

作为中国金融行业的百年品牌，中国银行在稳健经营的同时，积极进取，不断创新，创造了国内银行业的许多第一，在国际结算、外汇资金和贸易融资等领域得到业界和客户的广泛认可和赞誉。

在近百年辉煌的发展历史中，中国银行在中国金融史上扮演了十分重要的角色。中国银行于1912年由孙中山先生批准成立，至1949年中华人民共和国成立的37年间，中国银行先后是当时的国家中央银行、国际汇兑银行和外贸专业银行。中国银行以诚信为本，以振兴民族金融业为己任，在艰难和战乱的环境中拓展市场，稳健经营，锐意改革，表现出了顽强的创业精神，银行业务和经营业绩长期处于同业领先地位，并将分支机构一直拓展到海外，在中国近现代银行史上留下了光辉的篇章。

1949年，中国银行成为国家指定的外汇外贸专业银行，为国家经济建设和社会发展做出了巨大贡献。1994年，随着金融体制改革的深化，中国银行成为国有独资商业银行，与其它三家国有独资商业银行一道成为国家金融业的支柱。

2003年，中国银行被国务院确定为国有独资商业银行股份制改造试点银行之一。围绕“资本充足、内控严密、运营安全、服务和效益良好、建设具有国际竞争力的现代股份制商业银行”的目标，中国银行进一步完善公司治理机制，加强风险管理和内控体系建设，整合管理流程和业务流程，推进人力资源管理改革，加快产品创新和服务创新，稳步推进股份制改造工作。2004年8月26日，中国银行股份有限公司挂牌成立，标志着中国银行的历史翻开了崭新的篇章，启动了新的航程。

2006年6月1日、7月5日，中国银行先后在香港证券交易所和上海证券交易所成功挂牌上市，成为首家A+H发行上市的国有商业银行。按截至2007年12月31日的市值计算，中国银行为全球第四大银行。

2004年7月14日，中国银行在激烈竞争中脱颖而出，成为北京奥运会唯一的银行合作伙伴。中国银行将为国内外客户提供高效优质的金融服务，宣传和普及奥运精神，促进本次体育盛会圆满成功，提升中国银行的品牌形象。

中国银行多年来的信誉和业绩，得到了银行同业、国内外客户和权威媒体的广泛认可。目前，中国银行曾先后8次被《欧洲货币》评选为“中国最佳银行”和“中国最佳国内银行”，连续19年入选美国《财富》杂志“世界500强”企业，多次被《财资》评为“中国最佳国内银行”，被美国《环球金融》杂志评为“中国最佳贸易融资银行”及“中国最佳外汇银行”，被《远东经济评论》评为“中国地区产品服务10强企业”，被《亚洲风险》杂志评为2006年度“中国最佳银行”。在美国知名财经杂志《财富》与世界知名的管理咨询公司Hay（合益）集团合作评选的25家“最受赞赏的中国公司”中，中国银行榜上有名。在A+H资本市场整体上市后，中国银行荣获《投资者关系》“最佳IPO投资者关系奖”等多个重要奖项。

在近百年岁月里，中国银行以其稳健的经营、雄厚的实力、成熟的产品和丰富的经验，深得广大客户信赖，并与客户建立了长期稳固的合作关系。中国银行将秉承“以客户为中心，以市场为导向，强化公司治理，追求卓越效益，创建国际一流大银行”的宗旨，依托其雄厚的实力、遍布全球的分支机构、成熟的产品和丰富的经验，为客户提供全方位、高品质的银行服务，与广大客户携手共创美好未来。