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金融危机英语作文

发布时间:2021-01-08 02:23:00

A. 一篇英语作文,题目“金融危机与我们的日常生活”

我们都很爱国。。。。。。。

B. 关于金融危机的英语作文

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’ afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

C. 有关金融危机的英语作文

Financial Crisis Impact on China
Although China's financial institutions, some enterprises hold some U.S. financial institutions, bonds or assets, but not large scale. These financial institutions in China are joint ventures and investment projects, the situation may have some impact on business in China. But in general, the impact can be controlled. The impact of U.S. financial turmoil investment, consumption, employment, income, such as the Lehman bankruptcy, there are about 20,000 employees will lose their jobs, dimensionless loan crisis more people unemployed. Decline in its consumption and investment, will rece imports from China. Increase the rate of depreciation of the dollar to dollar-denominated price of the proct will be.
Many of our imports are denominated in U.S. dollars, while imports increased by a lot of costs, thus affecting the proction costs of Chinese enterprises, the factory procts will certainly increase. China's foreign exchange reserves, financial institutions, investment companies in the United States, mainly the bond investment. These financial institutions, the United States the event of bankruptcy, and its bonds and other investment procts on the drastic slump in the value of market risk. Many U.S. banks in China, corporate banking, joint venture banks, financial institutions, such as equity participation. If these companies sell a large amount of assets in China, a lot of money out from the Department, the short-term impact of China's foreign exchange market is also larger
. In addition, the psychological impact on investors. Although China's direct foreign investment into the financial markets have control, but the psychology is inseparable conction. Meeting credit crisis, China's export company, providing services for export will be affected by the performance of the company, which indirectly affect the local financial income, employment, such as Zhejiang, Guangdong's GDP fell faster.

D. 关于金融危机的英语作文

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

E. 求一篇英语作文金融危机对于个人的影响

What dose the Financial crisis bring to me ?
After the finacial crisis happened,which is the most popular word in this world?Which
word is the one that you can see in the newspaper or know from the television everyday?
Of course, it must be the financial crisis.It is so close to our life.Even ,it have
changed our way of life.For me,i need to make a plan for saveings;I realize the work is so
hard to keep for the alts;I realize the knowledge is is so important for everyone.
All i learned is a power with me in my whole life that i can depend on.

F. 关于金融危机英语作文

slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

风萧♂易水※ 回答采纳率:16.7% 2009-06-05 20:26

G. 求一篇金融危机的英语作文,200词,急!!!

The financial crisis
A slump in finance increase since last year was likely to continue through the next whole year,resulting that people's cutting back on spending e to recession fears,which is a period of reced trade and business activity,and increasing food and gasoline prices.Ever since the financial crisis broke out,hundreds of thousands of people had lost their jobs,and the governments all over the world are now faced with the huge problem of unemployment.People in the west country and Europe are cut short their budget and try to keep a balance between payout and earnings.As to my opinions to the financial crisis,I hold a positive rather than a negative attitude.I think we will together cope with it well,and I believe there is no obstacle that we can't jump over.So I believe there will be a better tomorrow for the world economy.

希望对你有帮助。

H. 求关于金融危机的英语作文(高考水平)急急急

定义
金融危机又称金融风暴(The Financial) ,是指一个国家或几个国家与地区的全部或大部分金融指标(如:短期利率、货币资产、证券、房地产、土地价格、商业破产数和金融机构倒闭数)的急剧、短暂和超周期的恶化。
[编辑本段]类型
金融危机可以分为货币危机、债务危机、银行危机、次贷危机等类型。近年来的金融危机越来越呈现出某种混合形式的.
金融危机越来越呈现出某种混合形式的危机。其特征是人们基于经济未来将更加悲观的预期,整个区域内货币币值出现幅度较大的贬值,经济总量与经济规模出现较大的损失,经济增长受到打击。往往伴随着企业大量倒闭,失业率提高,社会普遍的经济萧条,甚至有些时候伴随着社会动荡或国家政治层面的动荡。
[编辑本段]特征
其特征是人们基于经济未来将更加悲观的预期,整个区域内货币值出现幅度较大的贬值,经济总量与经济规模出现较大的损失,经济增长受到打击。往往伴随着企业大量倒闭,失业率提高,社会普遍的经济萧条,甚至有些时候伴随着社会动荡或国家政治层面的动荡。在对待这次震撼世界的亚洲金融危机的问题上,朱镕基在很多重要场合都态度坚定地表示,“人民币坚决不贬值,不增加亚洲其他国家、地区的危机和困难。”“我们是亚洲的一分子,同舟共济,决不乘人之危。”朱镕基所代表的中国政府的形象赢得了国际社会的尊重和赞许。海内外媒体都普遍认为朱镕基是带领中国人民在经济改革大潮中走出困境。走向光明的最佳人选。(以上内容节选自《应用写作》杂志1998年第10期《谈朱镕基讲话的语言特色》)
困难困难,困在原地就是难;跃升跃升,跃过难关就提升。
[编辑本段]美国金融危机演变共经历三个阶段
从美国次贷危机引起的华尔街风暴,现在已经演变为全球性的金融危机。这个过程发展之快,数量之大,影响之巨,可以说是人们始料不及的。大体上说,可以划成三个阶段:一是债务危机,借了住房贷款人,不能按时还本付息引起的问题。第二个阶段是流动性的危机。这些金融机构由于债务危机导致的一些有关金融机构不能够及时有一个足够的流动性对付债权人变现的要求。第三个阶段,信用危机。就是说,人们建立在信用基础上的金融活动产生怀疑,造成这样的危机。
[编辑本段]国际金融危机传染机制出现新特点:
外部因素引起金融危机、金融危机国际传染并非近年方才出现的现象。1873年,德国和奥地利经济繁荣,吸引资本留在国内,对外信贷突然中止,导致美国杰·库克公司经营困难;1890年,伦敦巴林兄弟投资银行对阿根廷债权发生支付危机,加之当年10月纽约发生金融危机,伦敦一系列企业倒闭,巴林银行几乎于当年11月份倒闭,只是在英格兰银行行长威廉·利德代尔牵头组织的银团担保基金救助下方才得以幸免,但英国对南非、澳大利亚、美国和其他拉丁美洲国家的贷款因此事而锐减,致使上述国家和地区的经济危机一直持续到1893年;1928年春,纽约股市开始繁荣,汲干了本可投向德国、拉丁美洲的信贷源泉,导致上述国家和地区陷入经济萧条。中止发放海外信贷很可能加速海外经济衰退,后者又会反过来对导致这一切的国家发生影响。20世纪 90年代,伴随着国际游资的膨胀,国际货币、金融危机频繁爆发,根据巴里·艾森格林和迈克尔·博多在2001年完成的一项研究,现在随机挑出的一个国家爆发金融危机的概率都比1973年大1倍,国际货币、金融危机的传染性也大大增强,往往爆发不久就如同传染病一样迅速从最早爆发危机的国家或地区蔓延到其他国家和地区。舆论界留下了许多描绘这一现象的词汇:1994年墨西哥危机的“龙舌兰酒效应”、“亚洲流感”、“俄罗斯病毒”等等不一而足,而对货币、金融危机传染机制的研究也迅速兴起。由于多种危机传染机制需要在资本项目和金融市场开放条件下才能实现,在很大程度上,我国依靠资本项目的适度管制和金融服务市场低开放度而在1997年亚洲金融危机中幸免于难,但时至今日,随着我国经济金融形势的变化,尽管我国资本项目仍未完全开放,危机传染的风险已经大大上升,震撼国际金融市场的美国次贷危机给我们敲响了警钟,表明国际金融危机传染机制出现了新特点。
广义的货币、金融危机的国际传染渠道可以划分为非偶发性传染渠道、偶发性传染渠道两大类,前者指在危机爆发前的稳定期和危机期都同样存在的传染渠道;后者指仅出现于危机爆发后的传染渠道。由于第一类传染渠道源于国家或地区间实际的经济金融联系,危机的传染来自宏观经济基本面的变动,因此又称为“真实联系渠道”,或“基于基本面的传染”,主要包括贸易联系与竞争性贬值、政策调整、随机总需求流动性冲击等途径。偶发性传染与经济基本面无关,仅仅是投资者或金融市场其他参与者行为(特别是非理性行为)的结果,因而又有“真正的传染”、“纯粹的传染”之称,主要包括内生流动性冲击、多重均衡和唤醒效应、政治影响传染等途径。但这些传染机制往往是建立在贸易联系和“中心”国家对“边缘” 国家投资的基础之上,是因为来自发达国家的机构投资者纷纷弃新兴市场资产而追逐母国优质资产所致。而就此次美国次贷危机对中国的影响而言,贸易联系与外国对华投资机制的作用可能并不十分关键,反而是中国对外投资和中国企业海外上市可能成为最主要的危机传染途径,而且这样的危机传染途径的重要性还会日趋提升。

I. 中国该如何应对金融危机 英语作文

中国面对世界金融危机,该如何应对?

中国目前没有流动性的问题,这是值得庆幸的事情,但是中小企业和房地产企业没有得到很好的保护,他们的流动性很有问题。

中国的物价上涨是刚性上涨,不是泡沫,泡沫一般指流通过程中产生的过大利润,现在的PPI高于CPI, 流通环节已经不存在泡沫。

中国物价上涨直接原因是中国的资源(包括劳动力资源)价格上涨过快。因此要设法稳定源头物价,甚至不惜国家补贴,如农产品价格,能源价格和劳动力价格,管不住这几个价格,要想控制物价谈何容易?

中国物价上涨的间接原因是虚拟经济过大造成的,虚拟经济相对于实体经济来说就是指投资经济,其中包括炒房、炒地、炒收藏、炒兰花、炒宝石、炒黄金、炒外汇、炒基金、炒股票。这些东西炒来炒去,形成了一个巨大的虚拟经济,如果虚拟经济的出口没有国际化,也就是说国人自己炒来炒去,最后倒霉的还是自己。这些资金没有用于发展实体经济,却用来分享实体经济的成果,你想物价能不上涨吗?

因此控制物价的三大法宝是:稳定资源价格、收缩虚拟经济、发展实体经济。

中国股市是个大问题,但还不是最大的问题,最大的问题还不是股市,而是2亿股民,这2亿股民是经济实力的代表者,也是国家的栋梁,他们天天炒股,国家早晚得衰落下去。

国家的外汇储备可能没有经营好,美元变美元资产是个大问题,应该好好整理一下思路。保证国家与世界的流动性免遭冲击。

中国境内的热钱是对中国的潜在威胁,这个问题是潜藏在中国经济里的定时炸弹,要及早应对。既不能一下子赶走,也不能让它长期留在中国经济的血脉里。

中国应采取的措施是:

保发展,要保实体经济的发展,当务之急就是解困中小企业,解困房地产企业。

控物价,不能靠紧缩政策,最主要的是要控制资源物价(源头物价),甚至不惜补贴,压缩虚拟经济,发展实体经济。

不要像美国学习,制造房地产危机,中国的主要经济支柱就是固定资产投资,特别是房地产,中国信贷主要支持的也是固定资产投资(主要是地产),还有相当一部分是房贷,一旦房地产出现危机,中国经济就会出现危机,可以说股市不会给中国造成经济危机,房地产危机可以直接摧毁中国的经济。因此制造房地产危机等于自杀,自毁长城。和美国房地产危机不同,美国搞次贷危机可以向全世界转嫁,中国搞房地产危机只能由中国百姓承担,并且会直接摧毁中国的经济。

中国应从美国的危机中学到,保持完整稳定的经济运行环境是至关重要的,中国有很高的资金储备,应该及时释放,让中小企业和房地产早日免受流动性紧张(资金短缺)之困苦,让经济走向平稳发展的道路。

中国应认真对待股市问题,如果中国不设立股市的话,中国物价不会涨这么快,中国不适合过度发展虚拟经济,虚拟经济过大就会掠夺实体经济的成果,造成僧多肉少的局面。物价就会刚性上涨。如果中国还要高金融市场,就要解决大小非问题,大小非的问题不解决,其他措施都根本解决不了股市萧条的局面。

中国应从世界金融危机中学到,没有国际货币地位的国家,是不可能大规模的发展虚拟经济的,中国也不例外,中国目前还在大搞金融泡沫,搞融资融券,股指期货,将来会引来国际炒作,给中国人民造成巨大的伤害

本人英语不好,你自己翻译吧.

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