① 大學生如何理財英語作文
With the fast economic development, people have their living standard improved. A lot of families are no longer worried about the money problem. Parents want to give their kids better life in the aspect of material. When their kids leave home for college, parents always give them lots of money and tell them again and again that 「buy what you want」 」eat more nutritious food」 」don』t save money for home」 」if no money, tell me, I will give you」 and so on.
隨著經濟的快速發展，人們的生活水平有所提高。很多家庭都不用再擔心錢的問題。父母都想在物質方面讓他們上更好的生活。當他們的孩子離開家去上大學的時候，父母總是給他們很多錢並一遍又一遍的告訴他們，「買你想要買的東西」「吃多點有營養的食物」，「不用為家裡省錢」，「如果沒有錢，告訴我，我會給你寄的」之類的話。
This common thing results in a very bad effect on the college students.
這種常見的事情對大學生會導致不良的後果。
Lots of college students spend a lot of money buying what they need and they needn』t. For example, parents give them two thousand Yuan every month, they often use out in twenty or twenty-five days. Then they』ll borrow money from others. When they get the next month』s living expenses, they have to pay back the money. If things go on like this, they』ll fall into a worse situation and cannot pay off their debts finally. I think parents』 original thought is good. Parents just want to give kids a better material environment. Obviously they receive the opposite effect.
很多大學生會花很多錢去買他們需要的或者不需要的東西。例如，父母每個月給他們二千元，他們經常二十天或者二十五天就用完了。然後他們就會向別人借錢。當他們得到下個月的生活費時，他們又得還錢。這樣下去的話，他們會陷入更糟糕的處境，最後會無法還請債務。我覺得父母最初的想法是好的。父母只是想給孩子們一個更好的物質環境。顯然他們收到了相反的效果。
I think that college students should learn financial management, because it can bring them a clear life and benefit to their jobs or family. Maybe they can make bookkeeping. Set a fixed amount of money every day. 我認為大學生應該學會理財，因為理財可以給他們帶來明確的生活對他們的工作或者家庭也是有益的。他們也許可以記賬。設定每天固定用錢。
② 如何成為一名理財師的英語作文
Is engaged in financial management, to achieve the standard committee of the ecation (Ecation), examination (Examination), Experience and professional ethics (Ethics) standard (hereinafter referred to as the "4E" standard), and obtain the qualification of professionals. The ultimate goal of financial management division is to use professional knowledge and skills to meet the needs of the customers in different stages of life and the financial needs of the different stages of the life.
③ 請教一篇英語作文題目是如果你有一筆錢，你怎麼理財120個字就可以不要太難的。。
If I have a sum of money,I will be part of the money deposited in banks,On the part of the money in the wallet,The remaining money through various channels such as Project Hope to all parts of the country and even around the world all in the hands of poor people so that they eat well, Chuanhao, live well, making good use.
你數一數夠不夠字數，我只能寫這么點了。
④ 理財產品英文怎麼說
理財，英文：Financial management或者Conct financial transactions
理財，指的是對財務（財產和債務）進行管理，以實現財產的保值版、增值為目的。理財分為權公司理財、機構理財、個人和家庭理財等。人類的生存、生活及其它活動離不開物質基礎，與理財密切相關。
「理財」往往與「投資理財」並用，因為「理財」中有「投資」，「投資」中有「理財」。所謂的理財也不僅僅是把財務往外投，被投資也是一種理財，不懂得被投資也就不懂得怎麼更好投資。
在現今社會，理財不僅僅局限於上班族，
通過一種或多種途徑達成其經濟目標的計劃、規劃或解決方案。在具體實施該規劃方案的過程，也稱理財。
⑤ 關於理財的不同看法英語作文帶翻譯
本文作者為「冰蠱」，作文地帶將如何理財一文放出來供大家參考，與作者一起分享英語寫作的快樂！
Joozone Note：本文作者為「冰蠱」，作文地帶將如何理財一文放出來供大家參考，與作者一起分享英語寫作的快樂！
How to budget your money well?
Most students can not make ends meet at the end of every month. Usually, it』s not because they haven』t got enough money, but because of their careless way of spending it. Due to this, it』s necessary for us to form a good habit of consumption. One of the effective ways is to budget our money responsibly. So how can we manage it?
To start with, we need to work out the total amount of money we have. Only with the exact figure is it possible for the following steps.
The second step is to determine the expenditures, carefully and comprehensively. First of all, make a list and divide the money into several parts based on where it is spent, such as food, clothes, transportation and so on. Pay attention that the items of the list should not be too generous or too detailed. And then, take notes of every day』s expense and compare it with the list. Check your list if necessary so as to make it more reasonable. For example, you need to arrange more money to buy the books at the beginning of each term, and when December comes, the expense on gifts will be greater than usual. Once the list is done, try your best to balance the budget. From Joozone.com.
In addition, a good list should always include a special budget in case of emergency. So that when an accident happens unexpectedly, there won』t be so much worry about money.
By the way, budget is not the work for those rich guys only. It is more a matter of attitude. As soon as you learn to carefully plan the expense of money, with the right method and positive attitude, you will live as well as a rich people.
⑥ 英語話題討論你什麼時候開始自己理財的後來是如何影響你的
英文話題，討論你什麼時候開始理財，你可以說在你工作開始掙錢的時候就開始理財了，通過理財可以實現自己的財務自由，可以使自己生活更加的輕松。
⑦ 大學理財英語作文
If I have a sum of money,I will be part of the money deposited in banks,On the part of the money in the wallet,The remaining money through various channels such as Project Hope to all parts of the country and even around the world all in the hands of poor people so that they eat well, Chuanhao, live well, making good use. 你數抄一數夠不襲夠字數，我只能寫這么點了。
記得採納啊
⑧ 中學生如何理財英語作文
我認為作為外貿來講, 主要有兩大能力。有了這兩大能力，其他都不重要了：
1。專業，也就是你本身對這個產品的性能和價格，以及市場情況，例如你產品的生產程序是如何，它真實地成本是怎樣。
賣出去的利潤率是多少，工廠能掙多少，那類的客戶比較好找，都要了如指掌， 競爭對手的報價是多少，這些東西只有在工廠里做過才能學到，所以以後想做老闆的話，千萬要先在工廠至少呆上兩年時間，最好三年以上在出來干比較好。
這一點我是有切膚之痛，因為以前一直在外企作市場，對外貿市場一點了解沒有，只想著按照外貿公司的做法，做廣告，再找客戶，按照客戶要求找供應商，結果因為對產品不熟悉，要麼報高價格，要麼就是送出的樣品質量有問題，因為無法辨別好壞，結果第一年經營慘不忍睹，後來去固定了一個產品，仔細了解了產品以後才好了些
2。業務開發和維護的能力，這個就不用多說了，自己覓食的能力太重要。但沒有那麼簡單。業務能力其實是對一個人的綜合考驗，對市場的敏感度，處理人際關系，人品，反應能力都會有一定的要求。具體內容太多，說不完的。其實就是一個人如何跟別人相處和對工作和人生的態度！ 一般來說，就產品的銷售能力而言，一個長年僅在外貿打滾的老外貿義務人員和一個長年在真正面對面國內銷售人員來說，那是有一定距離的，因為一般來說，外貿人員的業務更多的只是簡單的Paper work, 郵件來郵件去，行就行，不行就拉倒的方式去做的，這種方式是屬於比較被動的方式，其實不是真正的銷售， 真正的銷售會面對很大的壓力，銷售任務的壓力，客人的多次決絕，克服自己心裡的障礙，咬緊牙關說服客戶，一般成功的業務人員化繭成蝶都要扒了幾層皮。我跟同期畢業的同學一起聊天，我是一直在做國內業務銷售，他們一直做外貿，這幾年能感覺得出他們的銷售能力還是挺欠缺的，跟我已經有了差距了，因為他們的視野都局限於這一行了，所以一旦離開了本身的工廠和公司，他們就不能生存，因為他們是靠公司本身的影響度和品牌銷售，而不是靠自身，這是很多外貿人員不能成功運作自己公司的問題所在，所以我看到有些帖子建議外貿人員去向國內的銷售學習，確實精闢阿，其實我建議可能的話，進外企銷售部門鍛煉幾年，然後再回工廠鍛煉，才出來自己做外貿更好。
外企有非常嚴格正規的銷售培訓。我在這方面收益最大。對我現在的外貿生意非常有幫助
你可以根據這個去網上在線翻譯一下啊
⑨ 關於你的個人理財的英語作文
Working hard and being smart with your money aren't things you just should do because they seem virtuous — these behaviors ultimately allow you to get more enjoyment out of life. You'll have no regrets when you're able to accomplish what's important to you because of your savvy ways. These are 10 golden rules that I try to live by; click through and then make a list of your own.
⑩ 找一篇英文的有關個人理財的文章（高分）
Financial management system, "financial plans and arrangements for the family." Popular speakers is that when you need to spend money when there is enough money to give you flowers. Financial management does not mean rich, reasonable arrangements for the family financial income and expenditure, to achieve a fiscal balance and protect the basic living expenses of the family is the fundamental financial management.
Many people think that financial management is an investment, so that the appreciation of assets. This is a one-sided understanding. In fact, the true financial planning, including cash planning, investment planning, risk management and insurance planning, children's ecation planning, real estate planning, estate planning, such as the eight content transmission. These programs are aimed at one purpose: to protect life. The protection of your basic life, the protection of your ecation, marriage, child ecation, retirement, disease prevention, etc. Plan to have enough money to cover, but not financial imbalances.
To do a good job of financial planning, we must master the "seven elements":
1. The necessary liquidity. Refers to the hands of the living have enough money, holding cash is mainly to meet the daily expenses, prevention of emergencies and the need for speculation. Family life, through the cash plan, with cash on hand to meet demand in the short term: the expected future cash expenditures (in the short term, such as the January-March) through a variety of savings, living to meet short-term investment instruments. Bank demand deposits, notice deposits, and so the IMF is a relatively good cash management tool. We are all very familiar with the former, the bank deposit is a new business, usually one weeks advance notice can be extracted after 1 week. Monetary Fund is invested in money market funds, free of charge as a result, no interest tax, compared to the first 2 persons, a higher income. The risk is very small, particularly suitable for the expected cash management.
2. Reasonable consumer spending. The primary purpose of personal finance is to make a reasonable financial position. As far as possible to rece unnecessary expenses. Real life and learn to save money and sometimes to seek a high return on investment than the easier to achieve financial goals. Consumer spending through the planning, so that reasonable personal consumption expenditures, so that the structure of household income and expenditure balance. Everyone should build their own itemized account in next financial expenses, the daily record of expenditure, (too trivial can not remember, but a total of more than 10 recorded it should be) at the end of analysis, it is necessary to look at those who are unnecessary. A long time, and will find out the laws of their own expenses, the budget next year, planning for the establishment of the family's expenses to prepare. Liabilities now popular consumption, a certain proportion of the balance is acceptable, but not excessive, otherwise you can only become a slave to debt. Generally accepted that the rate of household debt can not exceed 25% -30%, this is a security thread.
3. Expectations in ecation. Family members of the ecation in the share of household expenditure increasing, whether it is their children's ecation, or alt-job ecation, are indispensable. Families in need of early ecation planning, reasonable to ensure that the future ability to pay for themselves and their children's ecation costs, fully meet the indivial (family) ecation expectations. The expenditure on ecation, the need to establish a dedicated account management, unless not allowed to, or not to move. Can be done in the short-term investment, on their own, they can do short-term capital preservation investments, such as a variety of commercial bank set the yuan financial procts; of their children, their children's ecation based on age, select the appropriate investment period, to do something in long-term investment.
4. Comprehensive risk protection. Person's life, risk is everywhere, through the Risk Management and Insurance Planning, will be brought about by the loss of accidents to a minimum, and better to avoid risks, to protect life. Therefore, insurance is necessary. In particular, only basic medical and pension insurance for the crowd, it is necessary to buy a number of commercial insurance, as a supplement. Choice of insurance, it is best to vote for those kind of co-existence.
5. Reasonable arrangements to pay taxes. Every citizen, paying taxes is a legal obligation, but taxpayers often want to minimize their tax burden. White said the tax is reasonable. To achieve this goal, through a variety of business, investment, financial and other economic activities in the prior planning and arrangements make full use of tax concessions offered and differential treatment, appropriate to rece or delay the spending of taxes and fees. Reasonable business tax dectible investment projects, financial projects, the choice of tax-free varieties, are very necessary.
6. Accumulate wealth. The increase in personal wealth is possible through the "money" to achieve, but the absolute increase in wealth will be passed to achieve an increase in income. Salary type of limited income, investment income has taken the initiative to achieve an even higher qualities, the rapid accumulation of personal wealth depends mainly on investment. After all, money can the "money". In accordance with financial objectives, personal investment and risk tolerance, choose an effective investment program to determine a reasonable investment with a variety of species, bring investment income indivials or families, more and more and graally become a personal or family income the main source, and ultimately reach the level of financial freedom. Reality for the general population is not a lot of investment procts, stocks, funds, bonds, collection of financial procts, gold, real estate, works of art and so on. Investment there is a principle that should not be unfamiliar. When you do not understand it, do not blindly to follow the trend, this risk may be considerable.
7. Age. To the elderly, income-earning capacity has decreased, it is necessary in young and middle-aged financial planning period so that the old age can lead to "a sense of security, end-worthiness, a feeling of happiness" with dignity, to aging self-reliance. This is also the home of a very important financial goals. People raise their children before the concept of old age are now outdated, and their children live their own lives, their burden is also great, by they are unreliable and can only rely on their own. Financial planning as soon as possible, to prepare for their own future enough money to enjoy their twilight years.