銀行英語作文

㈠ 英語：各種銀行的英文形式以及簡寫

1、中國民生銀行:China Minsheng Banking(CMBC)

2、招商銀行:China Merchants Bank(CMB)

3、浦發銀行:Shanghai Pudong Development Bank(SPDB)

4、中信銀回行:China Citic Bank(ECITIC)

5、興業銀行:Instrial Bank(CIB)

6、廣發銀行:China Guangfa Bank(CGB)

7、華夏銀行:Huaxia Bank(HXB)

8、中國光大銀答行:China Everbright Bank(CEB)

9、平安銀行:PingAn Bank (PAB)

10、中國工商銀行:Instrial and Commercial Bank of China(ICBC)

11、中國建設銀行:China Construction Bank(CCB)

12、中國農業銀行:Agricultural Bank of China(ABC)

13、中國銀行:Bank of China(BOC)

14、交通銀行:Bank of Communications (BOCOM)

㈡ 銀行英文。銀行的英文

銀行
yín háng
bank:
儲蓄銀行 savings bank
發行銀行 bank of issue
國家銀行 national bank
匯兌銀行 exchange bank
工商銀行 the Instrial and Commercial Bank
農業銀行 the Agricultural Bank
交通銀行 the Bank of Communications
商業銀行 commercial bank
貼現銀行 discount bank
外匯指定銀行 authorized bank
中國人民銀行 People's Bank of China
中國銀行 Bank of China
經營銀行 manage a bank
專業銀行 specialized bank
世界銀行 the World Bank
搶劫銀行 plunder the bank
從銀行取錢 draw money from the bank
向銀行貸款 borrow from a bank
把一大筆錢存入銀行 lodge (deposit) a large sum of money in a bank
銀行兌了他的支票。 The bank cashed his cheque.
這些沒有進取精神的人把錢都閑置在銀行里。 These unenterprising people have money lying idle in a bank.

㈢ 中國各大銀行的英文名稱

中國各大銀行的英文名稱和介紹：

1、中國銀行（BANK OF CHINA）

中國銀行（BANK OF CHINA，簡稱BOC，中行）經孫中山先生批准，於1912年2月5日正式成立。總行位於北京復興門內大街1號，是中央管理的大型國有銀行， 國家副部級單位。

2、交通銀行（Bank of Communications）

交通銀行（Bank of Communications，簡稱BCM，交行）始建於1908年，是中國歷史最悠久的銀行之一，也是近代中國的發鈔行之一。1987年4月1日，重新組建後的交通銀行正式對外營業，成為中國第一家全國性的國有股份制商業銀行，總行設在上海。

3、中國建設銀行（China Construction Bank）

中國建設銀行（China Construction Bank，簡稱CCB，建行）成立於1954年10月1日。總行位於北京金融大街25號， 是中央管理的大型國有銀行，國家副部級單位。

4、中國工商銀行（INDUSTRIAL AND COMMERCIAL BANK OF CHINA）

中國工商銀行（INDUSTRIAL AND COMMERCIAL BANK OF CHINA，簡稱ICBC ，工行）成立於1984年1月1日。 總行位於北京復興門內大街55號，是中央管理的大型國有銀行，國家副部級單位。

5、上海浦東發展銀行（Shanghai Pudong Development Bank）

上海浦東發展銀行（Shanghai Pudong Development Bank）是1992年8月28日經中國人民銀行批准設立、1993年1月9日開業、1999年在上海證券交易所掛牌上市（股票交易代碼：600000）的全國性股份制商業銀行，總行設在上海。

6、中國郵政儲蓄銀行（Postal Savings Bank of China）

中國郵政儲蓄銀行（Postal Savings Bank of China，簡稱PSBC）於2007年3月20日正式掛牌成立，是中國第五大銀行， 是在改革郵政儲蓄管理體制的基礎上組建的國有商業銀行。

7、中國農業銀行（AGRICULTURAL BANK OF CHINA）

中國農業銀行（AGRICULTURAL BANK OF CHINA，簡稱ABC）成立於1951年。總行位於北京建國門內大街69號，是中央管理的大型國有銀行，也是中國四大銀行之一。

8、中國人民銀行（The People's Bank Of China）

中國人民銀行（The People's Bank Of China，英文簡稱PBOC），簡稱央行，是中華人民共和國的中央銀行，中華人民共和國國務院組成部門。在國務院領導下，制定和執行貨幣政策，防範和化解金融風險，維護金融穩定。

㈣ 中國各大銀行的英文名

中國來建設銀行(China
Construction
Bank)
中國農業銀行(Agricultural
Bank
of
China)
中國銀自行(Bank
of
China)
中國人民銀行(People』s
Bank
of
China)
中國工商銀行(Instrial
And
Commerclal
Bank
Of
China)
中國交通銀行（Bank
Of
Communications）
對一樓的補充及修改。
祝你成功！！！

㈤ 國內各銀行的英文縮寫

工商銀行
ICBC:
Instrial
and
Commercial
Bank
of
China
中國銀行
BOC:
Bank
of
China
建設銀行
CCB:
China
Construction
Bank
農業銀行
ABOC:
Agriculture
Bank
of
China
交通銀行
BOCM:
Bank
of
Communication
招商銀專行
CMB:
China
Merchant
Bank
民生銀行
CMBC:
China
Minsheng
Banking
Group,.Ltd
光大屬銀行
CEB:
China
Everbright
Bank
華夏銀行
Huaxia
Bank
中信銀行
China
Citic
Bank
廣東發展銀行
Guangdong
Development
Bank
深圳發展銀行
Shenzhen
Development
Bank
上海浦東發展銀行
SPDB:
Shanghai
Pudong
Development
Bank
興業銀行
CIB:
China
Instrial
Bank
Co.,
Ltd.

㈥ 形容銀行的好處的英文

回答和翻譯如下：
形容銀行的好處。
Describe the benefits of banks.

㈦ 英文作文關於銀行實習的五十字

轉眼已經實習一個月了，曾經懷念睡覺睡到自然醒的生活。但是現在農行緊張有序的實習生活讓我一改從前自由散漫的作風，自覺融入到這個優良的工作環境中去。生活節奏變得規律，每天准時上下班，上學時候的散漫、輕松的日子一去不復返。
我是在北京西路的新街口支行實習,報到的第一天,有點緊張，也有點激動，我受到了顧行長的熱情接待,他與我進行了一番意味深長的談話.從他的話語和笑容中我能感覺到這個和諧而又熱情的團隊。隨後行長安排我對公服務的崗位。
在師傅和領導的關心和支持下，我各方面進步都很快，對銀行工作也有了一個全新的認識。在銀行工作首先要抱著「認認真真工作，堂堂正正做人」的原則，在實習崗位上勤勤懇懇，盡職盡責。上班期間要認真准時地完成自己的工作任務，不能草率敷衍了事.
一顆浮躁的心歸於平靜，但不缺乏激情。從學校走入社會的我有一顆不安靜的心，而從事工作後，我最大的體會就是個人的發展和能力的進步不僅需要高超的技能，更需要對工作的忠誠和以工作為中心的職業精神，即做事能沉得下心。這主要體現在日常工作的許多小事上，從細節處入手。在金融市場激烈競爭的今天，除了要加強自己的理論素質和專業水平外，更應該加強自己的業務技能水平，這樣我們以後才能在工作中得心應手，更好的為廣大客戶提供方便、快捷、准確的服務。
同時，我也領悟到學生和社會工作者的區別。工作說不辛苦那是假的，參加工作後讓我進一步領悟到生活中的本質東西，即你要成功，你想得到你所希望的狀態，首先你必須付出12分的努力。實習以後，我才真正體會父母掙錢的來之不易，而且開始有意識地培養自己的理財能力。「在大學里學的不僅是知識，更是一種叫做自學的能力」。參加實習後才能深刻體會這句話的含義。除了英語和計算機操作外，課本上學的理論知識用到的很少。在這個信息爆炸的時代，知識更新太快，靠原有的一點知識肯定是不行的。我要在以後的工作中勤於動手慢慢琢磨，不斷學習不斷積累。遇到不懂的地方，虛心請教他人，並做好筆記認真的去理解分析。沒有自學能力的人遲早要被社會所淘汰！
這次實習，除了讓我對農業銀行的基本業務有了一定了解，並且能進行基本操作外，我覺得自己在其他方面的收獲也是挺大的。作為一名一直生活在單純的大學校園的我，這次的實習無疑成為了我踏入社會前的一個平台，為我今後踏入社會奠定了基礎。
我覺得工作後每個人都必須要堅守自己的職業道德和努力提高自己的職業素養，正所謂做一行就要懂一行的行規。在這一點上我從師傅那裡深有體會。比如，有的業務辦理需要身份證件，雖然客戶可能是自己認識的人，他們也會要求對方出示證件，而當對方有所微詞時，他們也總是耐心的解釋為什麼必須得這么做。現在銀行已經類似於服務行業，所以職員的工作態度問題尤為重要.
從這次實習中，我體會到了實際的工作與書本上的知識是有一定距離的.。雖然這次實習的業務多集中於比較簡單的前台對公會計業務，但是，這幫助我更深層次地理解銀行會計的流程，核算程序提供了極大的幫助，使我在銀行的基礎業務方面有了一個比較全面的了解。尤其是會計分工，對於農業銀行防範會計風險有著重要的意義，其起到了會計之間相互制約，互相監督的作用，也有利於減少錯誤的發生，避免錯帳。俗話說，千里之行始於足下，這些最基本的業務往往是不能在書本上徹底理解的，所以基礎的實務尤其顯得重要.從這次實習中，我體會到，如果將我在大學里所學的知識與更多的實踐結合在一起，用實踐來檢驗真理，使一個本科生具備較強的處理基本實務的能力與比較系統的專業知識，這才是我學習與實習的真正目的。
我最欣賞把撒哈拉沙漠變成人們心中綠洲的三毛，也最欣賞她一句話：即使不成功，也不至於成為空白。成功女神並不垂青所有的人，但所有參與、嘗試過的人，即使沒有成功，他們的世界也不是一份平淡，不是一片空白。實習的工作是忙碌的，也是充實的。生活的空間,須借清理挪減而留出，心靈的空間，則經思考領悟而擴展。當我轉身面向陽光時，我發現自己不再陷身在陰影里。我開始學著從看似機械重復的實習工作中尋找快樂，我快樂實習工作著，游刃有餘。

㈧ 急求一篇與商業銀行中間業務有關的英文文章，3000字左右！急，感激不盡

Intermediate business of commercial banks and the development of intermediate business of commercial banks in China with a comprehensive international comparison

The middle of a commercial banking business development activities because of
1.1 an inevitable choice for commercial banks
Intermediate business of commercial banks and the rapid development of the emergence of the underlying reasons are not only driven, but also the result of external factors. First of all, the international community to enter the countries have relaxed controls, the liberalization of banking and international trends, including greatly to the middle of the business, including the pace of financial innovation; Second, market competition has also promoted the development of intermediary business, traditional business of commercial banks not only faced competition in the same instry, and along with the development of capital market countries, greatly increased the proportion of direct financing, the traditional commercial banks assets, liabilities, business increasingly showing a "sunset instry" the decline, therefore, commercial banks were forced to carry out new business innovation to create a new source of profits; again, the middle of business innovation is the result of market demand, e to frequent fluctuations in interest rates and exchange rates, enterprises and commercial banks in which the uncertainty of economic environment, increasing the risk of which the effective management tools, in particular, a number of financial derivatives had a demand for the development of the banking intermediary business that is risk management in order to satisfy customers, as well as other diversified financial services; Finally, the banks have their own advantages, as well as 20 practical information technology since the 80's the development and extensive use of commercial banks for the development of intermediary business possible. February 1987 at Northwestern University in the United States held a deposit-taking institutions on asset securitization and the risk of development of intermediary business seminar, a scholar on the development of commercial banks in the middle of a large number of business reasons for concluding, that is, commercial banks the development of intermediary business and technology, control, interest rate risk, customer competition, factors such as capital adequacy ratio are closely related.
1.2 The significance of the development of intermediary business
(A) can be extended into a commercial bank intermediary function, to expand their business scale.
(B) commercial banks can spread business risks, and enhance the bank's ability to resist risks.
(C) can play a variety of business, "bundling" effect to enhance the competitiveness of the banks. Intermediate business of commercial banks between other business interaction and mutual influence, and the development of intermediary business for the banks not only bring direct profits, but also with other business, the second interaction of the market to enhance the competitiveness of banks.
Second, commercial banks in the development of intermediary business
2.1 The broader business scope, a wide variety.
Western countries of the middle-run commercial banks and a wide variety of procts to meet the diverse needs of customers, the commercial banks for the new business innovation. The scope of business covered by the middle of the traditional banking, trust services, investment banking, mutual funds and insurance business. They can engage in money market operations, but also can engage in discounting commercial paper and capital markets business.
Graally expand the business scale of 2.2, rising income levels.
From 1993 to 1996 among the U.S. banking business grew from 912 billion U.S. dollars to 12.188 trillion U.S. dollars, accounting for bank assets from 78% to 142.9%, of which the seven largest banks in the middle of the business lending per cent more than doubled and more. Living in the forefront of the U.S. banking instry, Citigroup, the Americas, such as the middle of the five major banking groups involved in the operational activities of the total assets of more than 2.2 trillion U.S. dollars has the same period, assets and liabilities that banks under the total assets of 780 billion U.S. dollars for the capital sum for the 45 billion U.S. dollars; intermediary business 3 years the average growth rate to 54.2%, much higher than the 9 percent average annual total assets and total capital at an average annual growth rate of 21.6 percent. ①
2.3 Middle-income structure of the business change.
Western commercial banks from 1980 to 1990 of 10 years, the total income of non-spread revenue rapid upward trend in both. The middle of foreign banks operating income generally accounts for 40% of total revenue -50%. Acceptance in the United States, Citibank, credit investigation, credit rating companies, assets evaluation business, personal financial advisor business, long-term foreign exchange trading, foreign exchange futures, foreign exchange options, and other intermediary business represented 80 percent brought their profits deposit and lending business profits accounted for only 20% of the total profits. ②
2.4 Service means of advanced and high technology.
Improvement in the level of science and technology for the development of intermediate business of commercial banks to provide a strong foundation for technical support and innovation, especially in recent years can be at any time and any place in any way to provide customers with personalized service network of banks, the emergence of Internet banking promoted the development of intermediary business. With the international advanced banking payment system on its strong business in the middle was a huge amount of service fee revenue.

Third, commercial banks Analysis of intermediate procts
3.1 Clearing-type intermediate procts
Clearing procts are usually divided into promissory notes, bills of exchange, the three types of checks. Settlement of funds between the time of the settlement act, for the customers, the main demand is to use the banking clearing system, security and timely transfer of funds. Settlement is therefore a means of clearing operations to ensure the successful completion of an important link. On the characteristics of the clearing business, its risk may come from three aspects: customer risk factors, risk factors of post and telecommunications sector and banking risk factors. For the banks, the first two banks of external risks, which is the bank's internal risk. ③
3.2 security type of intermediate procts
With the development of international trade, the Western commercial banks faster development of the security business, including standby letters of credit, guarantee the payment, performance bond, bid security, supervision, such as payment by the common varieties. Chinese and foreign commercial banks, the security business is proction of the intermediate business with commercial banks to carry out security operations is the use of banks to provide credit support, that one has to bear because of the risks associated with credit support.
Intermediate goods 3.3 Management
Mainly divided into the banking business, safe operations, Personal Financial Services. Since the last century is the era, as the world's financial system, instry structure, organizational structure, operational modalities and competition is undergoing a profound transformation. The changes in the traditional banking, securities, insurance, trust business increasingly blurred boundaries between the business, while seeking to promote and strengthen the commercial banking and financial activities of globalization and virtual organizations, the banks of the insurance instry to flourish here development. With the development of the world economy, personal financial services showing a huge space for development. And personal financial services customers of commercial banks is the core personal financial services in the commercial banks to the "financial services supermarket" the process of development, personal financial services of commercial banks at home and abroad has become the focal point of retail business one.
3.4 Advisory type of intermediate procts
Intermediary business consulting category refers to the transfer, sale information and provide intelligence services to the main contents of the intermediary business. Commercial banks on their own information, talent, credibility and other areas, the collection and presentation of information and information of these customers, as well as banks and financial analysis of campaign records to form a system of information and programs made available to customers, one to meet their management or business development needs. Include: credit, corporate credit rating, assets evaluation business and financial information; business and personal financial advisor business; business consultant business investment and financing, including financing and the international syndicated loan arrangement.
3.5 bank cards, online banking intermediate procts
Bank credit card is the issue of commercial banks to the community with consumer credit, debit settlement, access to cash in whole or in part, such as a credit payment function. Its fast development, many countries have become an important business, many banks and the major source of profit for variety. Internet banking is a banking service to provide customers with new tools, which the existing banking business, based on the use of Internet technology to provide customers with comprehensive, consent, security, real-time financial services. Internet banking is not only a banking innovation is the organizational structure of a bank穿心 the same time, the emergence of Internet banking so that the expansion of commercial banks to find new channels for the middle of the business.
Fourth, the middle of the latest developments in the direction of business
Securitization of credit assets 4.1
Securitization of credit assets refers to a group of poor liquidity through a portfolio of assets, so that this group of assets to generate stable and predictable cash flow proceeds through the intermediary of certain credit enhancement, the proceeds of these assets the right to change as flows in the financial markets, higher credit rating of bond-type securities. In essence, will be financing the securitization of future cash proceeds of the assets and the corresponding right to transfer the risk to investors, and the transfer of ownership of the assets may not be entirely. ④
4.2 fund business
A long time, China's commercial banks to develop intermediary business not as a main instry and the new profit growth point to run, but also our country's strict separation of management and other factors, so that the development of the banking sector has been greater restrictions. A direct consequence of these restrictions is that domestic commercial banks and weak financial innovation. Have been carried out in the middle of the retail business of the development of varieties, not to profit maximization as the goal, but as absorbing as a means of customer deposits, which resulted in business receipts in the middle of the contribution rate for banks with low profit situation. Commercial banks in China's current total income, the proportion of all interest income more than 90%. This revenue structure is to enable the assets of China's commercial banks profitability in the last century since the 90's has been in a continuous downward trend in one of the main reasons. Studies have shown that commercial banks in the U.S. the average asset profit rate of China's four state-owned commercial banks average of 12.86 times. This shows that the middle of my business cards, many types of projects though, but their purpose and profit with the situation in Western developed countries, significant differences between the modern commercial banking business and a lot of content has yet to enter our field of vision. ⑥
8, China's commercial banks lag in the middle of the reasons for business development
8.1 on the traditional state-owned commercial businesses, as well as the long-term monopoly control of the central bank's interest rates led directly to commercial banks to create a modern inadequate.
From abroad, the development of banking business, the increasingly intensified competition in the market forces and customers is to continuously strengthen the bank to speed up the expansion of the main reasons for non-margin business. China's banking instry from the historical path of development, the historical factors strangle a certain extent, the domestic commercial banks to expand their business and the autonomy of consciousness. "Unification" of thinking, as well as the banking system more rigid domestic commercial banks used to make the government's command, the lack of response to the economic situation to customers and the market as guide, based on the formulation and implementation of their own advantages for their own development strategies of motivation and ability.
8.2 the development of intermediate business of commercial banks led to a substantial risk of financial regulation will make the existing system is facing tremendous pressure.
The financial sector at the policy orientation of business limits the room for the development of intermediary business. Most of the middle of the business belonging to banks and non-bank financial institutions operating in the field of cross-cutting, so inrong the state's macroeconomic management policies of banks, non-bank financial institutions, the limited scope of business directly determines the intermediate business of commercial banks to open up space. I started in 1993 from a banking, securities, insurance, trust the strict separation of management, the banks can not create a cross-sectoral, comprehensive, multi-faceted business intermediate procts, it is difficult to raise the level of business and level of intensive
8.3 Bank charges among the business and the lack of standardization.
In the absence of corresponding fees and charges based mechanism, the intermediary business difficult and hard to charge fees, particularly the phenomenon of table. Charges not specifically reflected in the financial institutions among the business no express provision charges. Difficult to charge in fees and charges e to lack of enforcement mechanism, financial institutions are afraid of arbitrary collection of charges the suspect.
8.4 China's banking instry has developed the "marketing model" and the "marketing habit" has severely constrained the development of intermediary business.
From foreign banks to expand business model point of view, primarily by the consumer to facilitate this, fast, safe and customer service benefits, are a typical "proct marketing." As for the domestic banking instry, the proct quality and price are often relegated to a secondary position, "relationship marketing" has become the domestic banking instry to explore the middle of the main mode of business. At present, commercial banks remain the main customer base to large and medium-sized state-owned enterprises, state-owned enterprises and property rights Fuzzy principal - agent problem makes enterprise managers pay more attention to the pursuit of personal interests, at this time the relationship between banks and their customers has become a successful proct whether or not the key. ⑦

Main References:
① Bank for International Settlements: "International Financial Market Development Report", published in 1999
② Ho five-star: "Financial Innovation in Development", Southwest University of Finance and Economics Press, 2000
③ Yang Ming-sheng: "Commercial Bank's Intermediary Business Procts practical manual." Beijing, China Financial Publishing House, 2002
④ Peter • Rose book, Liu Garden translation: "Commercial Bank Management", Beijing, Mechanical Instry Press, 2001
⑤ after lam-chun: "commercial banks intermediate innovative business risk prevention and control", containing "China's financial fortnightly" 2003
Zhang Guohai ⑥: "Commercial Bank's Intermediary Business Development Strategy in the International Comparison", in "Financial Research", 2003
⑦姚德良: "I have been the middle of the commercial business development implied by the low level of research", in "Finance and Trade Economy", 2004

㈨ 在銀行常用的英文語句

銀行櫃台英語(原創)Bank Counter English1． 問答 DIALOGUEClerk: Hello, what can I do for you?（Yes?）職員：您好，請問您要辦理什麼業務？ Customer: Please tell me my balance.顧客：請幫我查詢一下帳戶余額。職員：您講慢些好嗎？ Clerk: please speak slowly. Clerk: Please write it down on the paper.職員：您用紙寫下來好嗎？ Clerk: Yes, sir（miss）,wait a moment please.職員：好的，先生（小姐），請稍等。 Clerk: Your balance at the bank is RMB 5,000.職員：您在本行的帳戶余額是人民幣5000元。 Customer: My magcard does not work, please take a look.顧客：我的銀行磁卡出現故障了，能幫我看一下嗎？ Clerk: No problem, the magcard is locked, show me your passport, I will help you out.職員：問題不大，您的銀行磁卡被鎖住了，請出示護照，輸入密碼就可以給您解開。 Clerk: The magcard need more magnetism, it is ok now.職員：您的銀行磁卡需要加磁，現在加好了。 Customer: I want to close my account with you.顧客：我想結束在你們這兒的帳戶。 Clerk: Please go to the number 6 counter.職員：請到6號櫃台辦理. Clerk: Please go to the open counter.職員：請到大廳開放式櫃台辦理。 Clerk: Please take a seat over there for a moment; our client manager will help you.職員：請先在大廳休息一下，馬上會有客戶經理來幫助您。 Customer: I would like to, thanks.顧客：好的,謝謝。 2． 存款 DEPOSITClerk: How much cash do you plan to deposit in your account?職員：您有多少錢要存入呢？ Customer: I want to deposit 300 yuan in my account.顧客：我想在我的戶頭上存300元。 Customer: Please tell me the procere for opening a savings account.顧客：請告訴我開個儲蓄帳戶需要什麼手續。 Clerk: Please fill in the depositing form, the sum of money，your name, address and professional unit.職員：請填張存款單，寫明數額、姓名，地址和工作單位。 Clerk: Please fill in your name, the number of the certificate and your telephone.職員：請寫上您的姓名、證件號碼和聯系方式。 Clerk: Words and figures differ.職員：您填寫的文字與數字不符。 Clerk: Signatures differ.職員：您的簽名有誤。 Clerk: keep your receipt please.職員：請收好單據. Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like.職員：這是您的存摺，以後存取款時請帶來。 Clerk: Keep the passbook (magcard) well and inform us whenever you lose it.職員：請保管好存摺（銀行卡），若遺失請告訴我們。 Customer: Thank you very much..顧客：非常感謝。 Clerk: Not at all.職員：不客氣。 3． 取款 DRAW Clerk: yes?職員：您好. Customer: excuse me, Can you help me?顧客：對不起，能幫我個忙嗎？ Clerk: it is my pleasure. Please tell me what I can do for you.職員：很高興為您效勞，請告訴我能為您做什麼。 Customer: I want to withdraw 8000RMB from my deposit account.顧客：我要從我的帳戶支取8000元人民幣。 Clerk: Sorry, no sufficient balance, the balance is 6000 RMB.職員：對不起，您戶頭中沒有足夠的余額，只有6000元。 Customer: I want to withdraw5000 RMB.顧客：取5000 RMB好了。 Customer: I want to draw 10，000-dollar and 30，000 RMB.顧客：我從卡上取1萬美金和3萬元人民幣。 Clerk: Please show me your passport。職員：請出示護照。 Clerk: password please.職員：請輸入密碼。 Clerk: please sign your name.職員：請簽名。 Clerk: please check carefully.職員：請清點一下現金. Customer: Thank you very much.顧客：非常感謝。 Clerk: Not at all.職員：不用謝。 4．兌換 EXCHANGE Customer: Can you change me some money, please?顧客：能否請你給我兌換一些錢？ Clerk: What kind of currency do you want to change?職員：要換哪種貨幣？ Customer: Please change some RMB from my U.S. dollars』 account.顧客：請幫我把帳戶里的美圓兌換一些人民幣。 Clerk: Please tell me how much you want to change.職員：請告訴我你要換多少。 Customer: Please change 3000 RMB.顧客：我想兌換出3000人民幣。 Clerk: Take Cash or deposit in your card (passbook)?職員：請問您兌換後要取走人民幣現金還是存入卡（折）里？ Customer: I'd like to take cash (deposit in the card<passbook>).顧客：我想取現金。（我存到卡<摺子>里） Customer: What's the exchange rate today?顧客：今天的兌換率是多少？ Clerk: If you'll wait a moment, the rates of exchange is about 1:8.職員：請等一會兒，美圓和人民幣的兌換率是1：8左右。 Customer: I'd like to break this 100 RMB. Could you give me some small notes?顧客：請把這張100人民幣換開，給我一些小票好嗎？ Clerk: How would you like it?職員：你要什麼面額的？ Customer: Three 20s, some 10s and 5s , please.顧客：請給我3張20元和幾張10元和5元的。 Customer: Thanks a lot.顧客：非常感謝。 Clerk: My pleasure.職員：不用謝。 5．收費 CHARGE Customer: Excuse me, I forget the password of my card.顧客：對不起，我忘記卡的密碼了 Clerk: Report loss of the magcard please.職員：請辦理掛失手續費。 Clerk: Do you remember the number of the magcard?職員：您的卡號是多少？ Clerk: Please pay 15 yuan, includes 5 yuan cost and 10 yuan handling charge.職員：請支付15元，包含換卡工本費5元，掛失手續費10元。 Customer: Do you charge for remit?顧客：匯款你們收手續費嗎？ Clerk: Yes, we do, 1% of the sum, from 1 yuan to 50 yuan.職員：是的，我們收手續費，我們按照1%金額收取，最低1元，最高50元）。 Customer: I come for paying my telephone cost.顧客：我來交電話費。 Clerk: Show me the number of the telephone.職員：您的電話號碼是多少？ Customer: I come for paying my gas cost.顧客：我要交煤氣費。 Customer: I come for paying my electricity cost.顧客：我要交電費。 Clerk: Please show me your card。職員：請出示卡片。 支票結算 T: Hello! May I help you? 您好，您有事需要幫忙嗎？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here? 噢，是這樣的。我需要些現金，在中國觀光時使用。我能在這兒兌現旅行支票嗎？ T: Of course. We'd be happy cash it for you. 當然， 我很樂意為您兌現。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅館兌現， 但我朋友說銀行的兌現率通常有點高。

㈩ 中國銀行英文簡介

Bank of China

Bank of China，or Bank of China Limited in full, is one of China』s four state-owned commercial banks. Its businesses cover commercial banking, investment banking and insurance. Members of the group include BOC Hong Kong, BOC International, BOCG Insurance and other financial institutions. The Bank provides a comprehensive range of high-quality financial services to indivial and corporate customers as well as financial institutions worldwide. In terms of tier one capital, it ranked 18th among the world』s top 1,000 banks by The Banker magazine in 2005.

The Bank is mainly engaged in commercial banking, including corporate and retail banking, treasury business and financial institutions banking. Corporate banking is built upon credit procts, to provide customers with personalized and innovative financial services as well as financing and financial solutions. Retail banking serves the financial needs of the Bank』s indivial customers, focusing on providing them with such services as savings deposit, consumer credit bankcard and wealth management business. Treasury business includes domestic and foreign-currency trading and investment, fund management, wealth management, value-secured debt business, domestic and overseas financing and other fund operation and management services. Financial institution banking refers to services offered to banks, securities brokerages, fund companies and insurance companies worldwide ranging from clearing, inter-bank lending to agent and custodian services. As a Chinese financial institution with a history of almost a hundred years, the Bank is well known for its continuous business innovations, introcing many brand new procts and services in the domestic banking instry, while paying regard to the need for prudence in its operations. It is widely recognized and commended by its peers and customers in international settlement, foreign exchange, trade finance, etc.

Over the past century, Bank of China played an important role in China』s financial history. It was established in 1912 pursuant to the approval of Mr. Sun Yatsen. In the following 37 years until the founding of the People』s Republic of China in 1949, the Bank served as the central bank, international exchange bank and specialized foreign trade bank successively. As the pillar of the country』s financial instry, Bank of China was committed to serving the public and developing the domestic financial sector. During these volatile years, the Bank strived to expand its presence in the market by prudent operation and aggressive reform, leading the market in many areas of its operations for a long period. Having branched out into overseas market, the Bank opened a brilliant chapter in China』s modern and contemporary banking history.

In 1949, Bank of China became the state-designated specialized foreign exchange bank and substantially contributed to development of foreign trade and the national economy. In 1994 and following the entrenchment of the reform of the financial sector, Bank of China was converted into a wholly state-owned commercial bank. Together with the other three wholly state-owned commercial banks, it constituted pillars of the country』s financial instry.

In 2003, it was named by the State Council as one of the pilot banks for joint-stock reform of wholly state-owned commercial banks. In order to develop itself into an internationally competitive modern joint-stock commercial bank with abundant capital, strict internal control, secure operations, and sound service and performance, Bank of China further improved corporate governance mechanism, strengthened risk management and internal control, integrated management processes and business processes, promoted human resource management reform, accelerated proct and service innovation, and steadily pushed ahead joint-stock reform. On August 26, 2004, Bank of China Limited was formally incorporated in Beijing as a state-controlled joint stock commercial bank, turning a new chapter in its history and signaling a huge step forward in becoming a modern joint stock commercial bank with good corporate governance practices.

Bank of China is the most internationalized commercial bank in China. BOC London Branch, the first overseas branch of the Chinese banks, was established in 1929. From then on, the Bank successively opened branches in global financial centers, and has built up its network in 27 countries and regions. Currently, it had over 10000 domestic operations and over 600 overseas operations. In 1994 and 1995, Bank of China became the note issuing bank in Hong Kong and Macao respectively. It was the first among Chinese banks to recruit international experts and to introce modern business management concepts into its operations with a view to become a premiere international bank.

On July 14, 2004, Bank of China became the sole banking partner of Beijing 2008 Olympic Games. The Bank will offer efficient and quality financial services to domestic and foreign customers. It will promote the Olympic spirits and contribute to the success of this magnificent sports event, thereby improving its corporate image and its value to the community.

Bank of China has received wide recognition from its peers, customers and authoritative media for the credit and performance it achieved in past years. It has been awarded 「Best Bank in China」 and 「Best Domestic Bank in China」 by Euromoney for eight times; it has been included in the Fortune Global 500 for 16 consecutive years; in addition, it was awarded 「Best Domestic Bank in China」 by The Asset, awarded 「Best Trade Finance Bank in China」 and 「Best Foreign Exchange Bank in China」 by Global Finance, and awarded 「the Top 10 Proct Service Enterprises in China」 by Far Eastern Economic Review; since BOC Hong Kong was restructured and listed in the Hong Kong stock market, it has been the winner of many significant awards, including 「Best IPO Investor Relation Award」 issued by the Investor Relations Magazine and 「 Best Transactions」 and 「Best Privatization Award」 issued by Asian Finance.

In the past century, Bank of China was deeply relied on by customers thanks to its sound operation, strong capacity, advanced procts and rich experience. It has built up a splendid brand and established a long-term stable cooperative relationship with its customers. Being customer-centered and market-oriented, Bank of China will improve corporate governance in pursuit of sound benefits, and develop into a leading international bank. Depending on strong capacity, worldwide network, advanced procts and rich experience, it is dedicated to offering customers with a full range of high-quality banking services.

中國銀行概述

中國銀行，全稱中國銀行股份有限公司，是中國大型國有控股商業銀行之一。中國銀行的業務范圍涵蓋商業銀行、投資銀行和保險領域，旗下有中銀香港、中銀國際、中銀保險等控股金融機構，在全球范圍內為個人和公司客戶提供全面和優質的金融服務。按核心資本計算，2008年中國銀行在英國《銀行家》雜志「世界1000家大銀行」排名中列第10位。

中國銀行主營傳統商業銀行業務，包括公司金融業務、個人金融業務和金融市場業務。公司金融業務基於銀行的核心信貸產品，為客戶提供個性化、創新的金融服務。個人金融業務主要針對個人客戶的金融需求，提供基於銀行卡之上的系統服務。金融市場業務主要是為全球其他銀行、證券公司和保險公司提供國際匯兌、資金清算、同業拆借和託管等全面服務。

中國銀行全資附屬投資銀行機構——中銀國際控股有限公司（下稱「中銀國際」）是中國銀行開展投資銀行業務的運行平台。中銀國際在中國內地、香港及紐約、倫敦、新加坡設有分支機構，擁有高水準的專業人才隊伍、強大的機構銷售和零售網路。中銀國際全球性的管理運作，可為海內外客戶提供包括企業融資、收購兼並、財務顧問、定息收益、證券銷售、投資研究、直接投資、資產管理等在內的全方位投資銀行服務。

中國銀行通過全資子公司中銀集團保險有限公司及其附屬和聯營公司經營保險業務。其中，在香港擁有中銀集團保險有限公司及其六家分公司、中銀集團人壽保險有限公司、東亮保險專業有限公司和堡宜投資有限公司，在內地擁有中銀保險有限公司，澳門地區有聯豐亨保險有限公司。成立於1992年7月的中銀集團保險有限公司在香港保險市場經營一般保險業務，業務品種齊全繁多，業務量多年位居當地同業前列。

中國銀行是中國國際化程度最高的商業銀行。1929年，中國銀行在倫敦設立了中國金融業第一家海外分行。此後，中國銀行在世界各大金融中心相繼開設分支機構。目前，中國銀行擁有遍布全球29個國家和地區的機構網路，其中境內機構超過10,000家，境外機構600多家。1994年和1995年，中國銀行先後成為香港、澳門的發鈔銀行。

中國銀行所屬的中國銀行（香港）有限公司（簡稱「中國銀行（香港）」或「中銀香港」），於2001年10月1日正式成立，是一家在香港注冊的持牌銀行。中國銀行（香港）合並了原中銀集團香港十二行中十家銀行的業務，並同時持有香港注冊的南洋商業銀行、集友銀行和中銀信用卡（國際）有限公司的股份權益，使之成為中銀香港的附屬機構。中銀香港是香港地區三家發鈔銀行之一，也是香港銀行公會輪任主席銀行之一。重組後的中銀香港於2002年7月在香港掛牌上市。

作為中國金融行業的百年品牌，中國銀行在穩健經營的同時，積極進取，不斷創新，創造了國內銀行業的許多第一，在國際結算、外匯資金和貿易融資等領域得到業界和客戶的廣泛認可和贊譽。

在近百年輝煌的發展歷史中，中國銀行在中國金融史上扮演了十分重要的角色。中國銀行於1912年由孫中山先生批准成立，至1949年中華人民共和國成立的37年間，中國銀行先後是當時的國家中央銀行、國際匯兌銀行和外貿專業銀行。中國銀行以誠信為本，以振興民族金融業為己任，在艱難和戰亂的環境中拓展市場，穩健經營，銳意改革，表現出了頑強的創業精神，銀行業務和經營業績長期處於同業領先地位，並將分支機構一直拓展到海外，在中國近現代銀行史上留下了光輝的篇章。

1949年，中國銀行成為國家指定的外匯外貿專業銀行，為國家經濟建設和社會發展做出了巨大貢獻。1994年，隨著金融體制改革的深化，中國銀行成為國有獨資商業銀行，與其它三家國有獨資商業銀行一道成為國家金融業的支柱。

2003年，中國銀行被國務院確定為國有獨資商業銀行股份制改造試點銀行之一。圍繞「資本充足、內控嚴密、運營安全、服務和效益良好、建設具有國際競爭力的現代股份制商業銀行」的目標，中國銀行進一步完善公司治理機制，加強風險管理和內控體系建設，整合管理流程和業務流程，推進人力資源管理改革，加快產品創新和服務創新，穩步推進股份制改造工作。2004年8月26日，中國銀行股份有限公司掛牌成立，標志著中國銀行的歷史翻開了嶄新的篇章，啟動了新的航程。

2006年6月1日、7月5日，中國銀行先後在香港證券交易所和上海證券交易所成功掛牌上市，成為首家A+H發行上市的國有商業銀行。按截至2007年12月31日的市值計算，中國銀行為全球第四大銀行。

2004年7月14日，中國銀行在激烈競爭中脫穎而出，成為北京奧運會唯一的銀行合作夥伴。中國銀行將為國內外客戶提供高效優質的金融服務，宣傳和普及奧運精神，促進本次體育盛會圓滿成功，提升中國銀行的品牌形象。

中國銀行多年來的信譽和業績，得到了銀行同業、國內外客戶和權威媒體的廣泛認可。目前，中國銀行曾先後8次被《歐洲貨幣》評選為「中國最佳銀行」和「中國最佳國內銀行」，連續19年入選美國《財富》雜志「世界500強」企業，多次被《財資》評為「中國最佳國內銀行」，被美國《環球金融》雜志評為「中國最佳貿易融資銀行」及「中國最佳外匯銀行」，被《遠東經濟評論》評為「中國地區產品服務10強企業」，被《亞洲風險》雜志評為2006年度「中國最佳銀行」。在美國知名財經雜志《財富》與世界知名的管理咨詢公司Hay（合益）集團合作評選的25家「最受贊賞的中國公司」中，中國銀行榜上有名。在A+H資本市場整體上市後，中國銀行榮獲《投資者關系》「最佳IPO投資者關系獎」等多個重要獎項。

在近百年歲月里，中國銀行以其穩健的經營、雄厚的實力、成熟的產品和豐富的經驗，深得廣大客戶信賴，並與客戶建立了長期穩固的合作關系。中國銀行將秉承「以客戶為中心，以市場為導向，強化公司治理，追求卓越效益，創建國際一流大銀行」的宗旨，依託其雄厚的實力、遍布全球的分支機構、成熟的產品和豐富的經驗，為客戶提供全方位、高品質的銀行服務，與廣大客戶攜手共創美好未來。