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金融危機英語作文

發布時間:2021-01-08 02:23:00

A. 一篇英語作文,題目「金融危機與我們的日常生活」

我們都很愛國。。。。。。。

B. 關於金融危機的英語作文

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn』 afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn』t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

C. 有關金融危機的英語作文

Financial Crisis Impact on China
Although China's financial institutions, some enterprises hold some U.S. financial institutions, bonds or assets, but not large scale. These financial institutions in China are joint ventures and investment projects, the situation may have some impact on business in China. But in general, the impact can be controlled. The impact of U.S. financial turmoil investment, consumption, employment, income, such as the Lehman bankruptcy, there are about 20,000 employees will lose their jobs, dimensionless loan crisis more people unemployed. Decline in its consumption and investment, will rece imports from China. Increase the rate of depreciation of the dollar to dollar-denominated price of the proct will be.
Many of our imports are denominated in U.S. dollars, while imports increased by a lot of costs, thus affecting the proction costs of Chinese enterprises, the factory procts will certainly increase. China's foreign exchange reserves, financial institutions, investment companies in the United States, mainly the bond investment. These financial institutions, the United States the event of bankruptcy, and its bonds and other investment procts on the drastic slump in the value of market risk. Many U.S. banks in China, corporate banking, joint venture banks, financial institutions, such as equity participation. If these companies sell a large amount of assets in China, a lot of money out from the Department, the short-term impact of China's foreign exchange market is also larger
. In addition, the psychological impact on investors. Although China's direct foreign investment into the financial markets have control, but the psychology is inseparable conction. Meeting credit crisis, China's export company, providing services for export will be affected by the performance of the company, which indirectly affect the local financial income, employment, such as Zhejiang, Guangdong's GDP fell faster.

D. 關於金融危機的英語作文

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn』t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn』t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

E. 求一篇英語作文金融危機對於個人的影響

What dose the Financial crisis bring to me ?
After the finacial crisis happened,which is the most popular word in this world?Which
word is the one that you can see in the newspaper or know from the television everyday?
Of course, it must be the financial crisis.It is so close to our life.Even ,it have
changed our way of life.For me,i need to make a plan for saveings;I realize the work is so
hard to keep for the alts;I realize the knowledge is is so important for everyone.
All i learned is a power with me in my whole life that i can depend on.

F. 關於金融危機英語作文

slammed when their adjustable mortgage finally adjusted. When too many of them couldn』t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

風蕭♂易水※ 回答採納率:16.7% 2009-06-05 20:26

G. 求一篇金融危機的英語作文,200詞,急!!!

The financial crisis
A slump in finance increase since last year was likely to continue through the next whole year,resulting that people's cutting back on spending e to recession fears,which is a period of reced trade and business activity,and increasing food and gasoline prices.Ever since the financial crisis broke out,hundreds of thousands of people had lost their jobs,and the governments all over the world are now faced with the huge problem of unemployment.People in the west country and Europe are cut short their budget and try to keep a balance between payout and earnings.As to my opinions to the financial crisis,I hold a positive rather than a negative attitude.I think we will together cope with it well,and I believe there is no obstacle that we can't jump over.So I believe there will be a better tomorrow for the world economy.

希望對你有幫助。

H. 求關於金融危機的英語作文(高考水平)急急急

定義
金融危機又稱金融風暴(The Financial) ,是指一個國家或幾個國家與地區的全部或大部分金融指標(如:短期利率、貨幣資產、證券、房地產、土地價格、商業破產數和金融機構倒閉數)的急劇、短暫和超周期的惡化。
[編輯本段]類型
金融危機可以分為貨幣危機、債務危機、銀行危機、次貸危機等類型。近年來的金融危機越來越呈現出某種混合形式的.
金融危機越來越呈現出某種混合形式的危機。其特徵是人們基於經濟未來將更加悲觀的預期,整個區域內貨幣幣值出現幅度較大的貶值,經濟總量與經濟規模出現較大的損失,經濟增長受到打擊。往往伴隨著企業大量倒閉,失業率提高,社會普遍的經濟蕭條,甚至有些時候伴隨著社會動盪或國家政治層面的動盪。
[編輯本段]特徵
其特徵是人們基於經濟未來將更加悲觀的預期,整個區域內貨幣值出現幅度較大的貶值,經濟總量與經濟規模出現較大的損失,經濟增長受到打擊。往往伴隨著企業大量倒閉,失業率提高,社會普遍的經濟蕭條,甚至有些時候伴隨著社會動盪或國家政治層面的動盪。在對待這次震撼世界的亞洲金融危機的問題上,朱鎔基在很多重要場合都態度堅定地表示,「人民幣堅決不貶值,不增加亞洲其他國家、地區的危機和困難。」「我們是亞洲的一分子,同舟共濟,決不乘人之危。」朱鎔基所代表的中國政府的形象贏得了國際社會的尊重和贊許。海內外媒體都普遍認為朱鎔基是帶領中國人民在經濟改革大潮中走出困境。走向光明的最佳人選。(以上內容節選自《應用寫作》雜志1998年第10期《談朱鎔基講話的語言特色》)
困難困難,困在原地就是難;躍升躍升,躍過難關就提升。
[編輯本段]美國金融危機演變共經歷三個階段
從美國次貸危機引起的華爾街風暴,現在已經演變為全球性的金融危機。這個過程發展之快,數量之大,影響之巨,可以說是人們始料不及的。大體上說,可以劃成三個階段:一是債務危機,借了住房貸款人,不能按時還本付息引起的問題。第二個階段是流動性的危機。這些金融機構由於債務危機導致的一些有關金融機構不能夠及時有一個足夠的流動性對付債權人變現的要求。第三個階段,信用危機。就是說,人們建立在信用基礎上的金融活動產生懷疑,造成這樣的危機。
[編輯本段]國際金融危機傳染機制出現新特點:
外部因素引起金融危機、金融危機國際傳染並非近年方才出現的現象。1873年,德國和奧地利經濟繁榮,吸引資本留在國內,對外信貸突然中止,導致美國傑·庫克公司經營困難;1890年,倫敦巴林兄弟投資銀行對阿根廷債權發生支付危機,加之當年10月紐約發生金融危機,倫敦一系列企業倒閉,巴林銀行幾乎於當年11月份倒閉,只是在英格蘭銀行行長威廉·利德代爾牽頭組織的銀團擔保基金救助下方才得以倖免,但英國對南非、澳大利亞、美國和其他拉丁美洲國家的貸款因此事而銳減,致使上述國家和地區的經濟危機一直持續到1893年;1928年春,紐約股市開始繁榮,汲幹了本可投向德國、拉丁美洲的信貸源泉,導致上述國家和地區陷入經濟蕭條。中止發放海外信貸很可能加速海外經濟衰退,後者又會反過來對導致這一切的國家發生影響。20世紀 90年代,伴隨著國際游資的膨脹,國際貨幣、金融危機頻繁爆發,根據巴里·艾森格林和邁克爾·博多在2001年完成的一項研究,現在隨機挑出的一個國家爆發金融危機的概率都比1973年大1倍,國際貨幣、金融危機的傳染性也大大增強,往往爆發不久就如同傳染病一樣迅速從最早爆發危機的國家或地區蔓延到其他國家和地區。輿論界留下了許多描繪這一現象的詞彙:1994年墨西哥危機的「龍舌蘭酒效應」、「亞洲流感」、「俄羅斯病毒」等等不一而足,而對貨幣、金融危機傳染機制的研究也迅速興起。由於多種危機傳染機制需要在資本項目和金融市場開放條件下才能實現,在很大程度上,我國依靠資本項目的適度管制和金融服務市場低開放度而在1997年亞洲金融危機中倖免於難,但時至今日,隨著我國經濟金融形勢的變化,盡管我國資本項目仍未完全開放,危機傳染的風險已經大大上升,震撼國際金融市場的美國次貸危機給我們敲響了警鍾,表明國際金融危機傳染機制出現了新特點。
廣義的貨幣、金融危機的國際傳染渠道可以劃分為非偶發性傳染渠道、偶發性傳染渠道兩大類,前者指在危機爆發前的穩定期和危機期都同樣存在的傳染渠道;後者指僅出現於危機爆發後的傳染渠道。由於第一類傳染渠道源於國家或地區間實際的經濟金融聯系,危機的傳染來自宏觀經濟基本面的變動,因此又稱為「真實聯系渠道」,或「基於基本面的傳染」,主要包括貿易聯系與競爭性貶值、政策調整、隨機總需求流動性沖擊等途徑。偶發性傳染與經濟基本面無關,僅僅是投資者或金融市場其他參與者行為(特別是非理性行為)的結果,因而又有「真正的傳染」、「純粹的傳染」之稱,主要包括內生流動性沖擊、多重均衡和喚醒效應、政治影響傳染等途徑。但這些傳染機制往往是建立在貿易聯系和「中心」國家對「邊緣」 國家投資的基礎之上,是因為來自發達國家的機構投資者紛紛棄新興市場資產而追逐母國優質資產所致。而就此次美國次貸危機對中國的影響而言,貿易聯系與外國對華投資機制的作用可能並不十分關鍵,反而是中國對外投資和中國企業海外上市可能成為最主要的危機傳染途徑,而且這樣的危機傳染途徑的重要性還會日趨提升。

I. 中國該如何應對金融危機 英語作文

中國面對世界金融危機,該如何應對?

中國目前沒有流動性的問題,這是值得慶幸的事情,但是中小企業和房地產企業沒有得到很好的保護,他們的流動性很有問題。

中國的物價上漲是剛性上漲,不是泡沫,泡沫一般指流通過程中產生的過大利潤,現在的PPI高於CPI, 流通環節已經不存在泡沫。

中國物價上漲直接原因是中國的資源(包括勞動力資源)價格上漲過快。因此要設法穩定源頭物價,甚至不惜國家補貼,如農產品價格,能源價格和勞動力價格,管不住這幾個價格,要想控制物價談何容易?

中國物價上漲的間接原因是虛擬經濟過大造成的,虛擬經濟相對於實體經濟來說就是指投資經濟,其中包括炒房、炒地、炒收藏、炒蘭花、炒寶石、炒黃金、炒外匯、炒基金、炒股票。這些東西炒來炒去,形成了一個巨大的虛擬經濟,如果虛擬經濟的出口沒有國際化,也就是說國人自己炒來炒去,最後倒霉的還是自己。這些資金沒有用於發展實體經濟,卻用來分享實體經濟的成果,你想物價能不上漲嗎?

因此控制物價的三大法寶是:穩定資源價格、收縮虛擬經濟、發展實體經濟。

中國股市是個大問題,但還不是最大的問題,最大的問題還不是股市,而是2億股民,這2億股民是經濟實力的代表者,也是國家的棟梁,他們天天炒股,國家早晚得衰落下去。

國家的外匯儲備可能沒有經營好,美元變美元資產是個大問題,應該好好整理一下思路。保證國家與世界的流動性免遭沖擊。

中國境內的熱錢是對中國的潛在威脅,這個問題是潛藏在中國經濟里的定時炸彈,要及早應對。既不能一下子趕走,也不能讓它長期留在中國經濟的血脈里。

中國應採取的措施是:

保發展,要保實體經濟的發展,當務之急就是解困中小企業,解困房地產企業。

控物價,不能靠緊縮政策,最主要的是要控制資源物價(源頭物價),甚至不惜補貼,壓縮虛擬經濟,發展實體經濟。

不要像美國學習,製造房地產危機,中國的主要經濟支柱就是固定資產投資,特別是房地產,中國信貸主要支持的也是固定資產投資(主要是地產),還有相當一部分是房貸,一旦房地產出現危機,中國經濟就會出現危機,可以說股市不會給中國造成經濟危機,房地產危機可以直接摧毀中國的經濟。因此製造房地產危機等於自殺,自毀長城。和美國房地產危機不同,美國搞次貸危機可以向全世界轉嫁,中國搞房地產危機只能由中國百姓承擔,並且會直接摧毀中國的經濟。

中國應從美國的危機中學到,保持完整穩定的經濟運行環境是至關重要的,中國有很高的資金儲備,應該及時釋放,讓中小企業和房地產早日免受流動性緊張(資金短缺)之困苦,讓經濟走向平穩發展的道路。

中國應認真對待股市問題,如果中國不設立股市的話,中國物價不會漲這么快,中國不適合過度發展虛擬經濟,虛擬經濟過大就會掠奪實體經濟的成果,造成僧多肉少的局面。物價就會剛性上漲。如果中國還要高金融市場,就要解決大小非問題,大小非的問題不解決,其他措施都根本解決不了股市蕭條的局面。

中國應從世界金融危機中學到,沒有國際貨幣地位的國家,是不可能大規模的發展虛擬經濟的,中國也不例外,中國目前還在大搞金融泡沫,搞融資融券,股指期貨,將來會引來國際炒作,給中國人民造成巨大的傷害

本人英語不好,你自己翻譯吧.

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